Beaufort County property record for 127 Summer Ducks Rd, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 4,080 sqft · built 2022 |
| Lot Size | 0.393 acres (17,119 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,725,000 (Sep 2026) |
| Tax Bill | $11,011 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jan 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242008645 |
| Primary APN | 242008645 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,080 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 17,119 sqft (0.393 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 127 SUMMER DUCKS RD |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5442 PALMETTO BLUFF BLK J1-B PB149 PG188 |
| Legal Subdivision | PALMETTO BLUFF S/D |
| Legal Block | J1-B |
| Legal Lot Number | 5442 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1111 |
| Census Tract | 2102 |
127 Summer Ducks Rd is owned and occupied by two individuals who bought it in September 2026.
Source: Beaufort County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 SUMMER DUCKS RD, BLUFFTON, SC 29910-7746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage TD BANK |
| Jan 22, 2024 | Intrafamily Transfer, Transfer |
| Sep 6, 2022 | Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on File |
| Deed Sale | Sep 23, 2026 · Amount on File |
| Prior Sale | Sep 6, 2022 · Amount on File |
| Deed Document Number | 202643641 |
| Deed Book / Page | 4583 / 2026 |
| Prior Transfer Date | Dec 13, 2023 |
| Prior Transfer Doc | 0000002806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Sep 23, 2026 |
| Property Address | 127 SUMMER DUCKS RD, BLUFFTON, SC 29910-7746 |
| Document Number | 0000043641 |
| Book / Page | 4583 / 2026 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 202643641 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,018,332.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 SUMMER DUCKS RD, BLUFFTON, SC 29910-7746 |
| Document Number | 0000043642, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202643642 |
| Name | TD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 22, 2024 |
| Property Address | 127 SUMMER DUCKS RD, BLUFFTON, SC 29910-7746 |
| Document Number | 0000002806 |
| Book / Page | 4304 / 1916 |
| Map Reference | MB 149 PG 188 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 2024002806 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 127 SUMMER DUCKS RD, BLUFFTON, SC 29910-7746 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Sep 6, 2022 |
| Property Address | 127 SUMMER DUCKS RD, BLUFFTON, SC 29910-7746 |
| Document Number | 0000050444 |
| Book / Page | 4179 / 1942 |
| Map Reference | MB 149 PG 188 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 2022050444 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 30, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $4,111.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 900 E FORT AVE APT 837, 837, BALTIMORE, MD 21230-5513 |
The 2025 property tax bill for 127 Summer Ducks Rd was $11,011, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,011.00 (-0.05%) | $70,250 (-11.48%) | |
| 2024 | $11,017.00 (-0.92%) | $79,364 (-) Land $19,000 Building $60,364 | $1,984,100 (-) Land $475,000 Building $1,509,100 |
| 2023 | $11,119.00 (+192.22%) | $79,364 (+515.22%) Land $19,000 Building $60,364 | $1,984,100 (+822.84%) Land $475,000 Building $1,509,100 |
| 2022 | $3,805.00 | $12,900 | $215,000 Land $215,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 127 Summer Ducks Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 666 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Summer Ducks Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 84% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
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