Beaufort County property record for 123 Summer Ducks Rd, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 3,212 sqft · built 2023 |
| Lot Size | 0.432 acres (18,818 sqft) |
| Owner | Trust Name on File |
| Last Sale | $202,500 (Nov 2020) |
| Tax Bill | $10,413 (2025) |
| Deeds & Mortgages | May 2022 Construction Loan Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 242008644 |
| Primary APN | 242008644 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,212 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 18,818 sqft (0.432 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 242008644 |
|---|---|
| Street Address | 123 SUMMER DUCKS RD |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5441 PALMETTO BLUFF BLK J1-B PB149 PG188 |
| Legal Subdivision | PALMETTO BLUFF S/D |
| Legal Block | J1-B |
| Legal Lot Number | 5441 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1111 |
| Census Tract | 2102 |
123 Summer Ducks Rd is held in a trust since November 2020.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1810 INDIGO MARKET DR STE 217, 217, MOUNT PLEASANT, SC 29464-5903 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Construction Mortgage GEORGE MASON MORTGAGE LLC |
| Nov 23, 2020 | Grant Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on File |
| Deed Sale | Nov 23, 2020 · Amount on File |
| Deed Document Number | 2020069078 |
| Deed Book / Page | 3937 / 3043 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 123 SUMMER DUCKS RD, BLUFFTON, SC 29910-7746 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3321 COOKEFIELD CT, RALEIGH, NC 27606-4875 |
| Document Number | 0000027840 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 4144/3196 |
| Instrument | 2022027840 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | May 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Nov 23, 2020 |
| Property Address | 123 SUMMER DUCKS RD, BLUFFTON, SC 29910-7746 |
| Document Number | 0000069078 |
| Book / Page | 003937 / 003043 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 69078 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $749.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3321 COOKEFIELD CT RALEIGH NC 276064875, RALEIGH, NC 27606-4875 |
The 2025 property tax bill for 123 Summer Ducks Rd was $10,413, down 61.8% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,413.00 (-61.83%) | $96,690 (-) | |
| 2024 | $27,282.00 (+592.44%) | $96,690 (+592.13%) | $1,853,600 (-) Land $475,000 Building $1,378,600 |
| 2023 | $3,940.00 (+10.95%) | $13,970 (+14.98%) | $1,853,600 (+815.36%) Land $475,000 Building $1,378,600 |
| 2022 | $3,551.00 | $12,150 | $202,500 Land $202,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 123 Summer Ducks Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 666 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Summer Ducks Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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