106 Summer Ducks Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 106 Summer Ducks Rd, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 3,635 sqft · built 2022
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on Record
Last Sale	$1,607,930 (Jan 2023)
Tax Bill	$10,340 (2025)
Deeds & Mortgages	May 2022 Construction Loan Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242003568`

Property Details

APN / Parcel Number

Primary APN	`242003568`
Alternative APN	`R614 046 000 0311 0000`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,635 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Construction Type	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242003568
Street Address	106 SUMMER DUCKS RD
City	BLUFFTON
State	SC
Zip	29910-7746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5424 BLK J1-A PALMETTO BLUFF PH 2 PARCEL A PB141 PG36 PB149 P56
Legal Subdivision	PALMETTO BLUFF S/D
Legal Phase	2
Legal Block	J1-A
Legal Lot Number	5424
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1111
Census Tract	2102

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	13 CITY WALK WAY, BEAUFORT, SC 29902-4381
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Construction Mortgage SYNOVUS BANK
Jan 6, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 30, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 6, 2023 · Amount on Record
Deed Sale	Jan 6, 2023 · Amount on Record
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	2023000727
Deed Book / Page	4209 / 2514
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	106 SUMMER DUCKS RD, BLUFFTON, SC 29910-7746
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CELADON DR, BEAUFORT, SC 29907-3602
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026754
Date	May 5, 2022
Book Page	4143/355
Instrument	2022026754

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 6, 2023
Property Address	106 SUMMER DUCKS RD, BLUFFTON, SC 29910-7746
Document Number	0000000727
Book / Page	4209 / 2514
Map Reference	MB 149 PG 56
Instrument Date	Dec 16, 2022
Instrument	2023000727
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,180.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13 CITY WALK WAY, BEAUFORT, SC 29902-4381

Mortgage

Document Number	0000000729
Date	Jan 6, 2023
Instrument	2023000729

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

September 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 30, 2021
Property Address	106 SUMMER DUCKS RD, BLUFFTON, SC 29910-7746
Document Number	0000069234
Book / Page	4066 / 1636
Map Reference	MB 149 PG 56
Instrument Date	Sep 22, 2021
Instrument	2021069234
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Tax	$429.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CELADON DR, BEAUFORT, SC 29907-3602
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,340.00 (-0.07%)	$64,000 (-)
2024	$10,347.00 (+2.11%)	$64,000 (-)	$1,600,000 (-) Land $475,000 Building $1,125,000
2023	$10,133.00 (+43.75%)	$64,000 (+166.67%)	$1,600,000 (+3%) Land $475,000 Building $1,125,000
2022	$7,049.00	$24,000	$400,000 Land $400,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

May also be available: T-Mobile.

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