12538 Fall River Dr, South Lyon, MI 48178 Property Records

Livingston County property record for 12538 Fall River Dr, South Lyon, MI 48178

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,521 sqft · built 1999
Lot Size	1 acres (43,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$528,000 (Jan 2025)
Tax Bill	$7,888 (2025)
Deeds & Mortgages	Jun 2021 Second Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-402-001`

Property Details

APN / Parcel Number

Primary APN	`16-26-402-001`
Alternative APN	`471626402001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,521 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	1,712 sqft
Unfinished Basement	1,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	43,604 sqft (1 acres)
Lot Dimensions	283 ft deep x 204 ft wide
Garage Area	655 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12538 FALL RIVER DR
City	SOUTH LYON
State	MI
Zip	48178-8173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SEC 26 T1N R6E LAKESIDE ESTATES SUBDIVISION LOT 1.
Legal Range	06E
Legal Township	01N
Legal Section	26
Legal Subdivision	LAKESIDE
Legal Tract	744800
Legal Lot Number	1
Jurisdiction	LIVINGSTON MI
Township / Civil Division	GREEN OAK
Census Block Group	3
Census Block	3021
Census Tract	744800

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12538 FALL RIVER DR, SOUTH LYON, MI 48178-8173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIBE CU
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage VIBE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Prior Sale	Apr 12, 2022 · Amount on Record
Deed Document Number	2025755
Prior Transfer Date	Jan 9, 2025
Prior Transfer Doc	0000001392
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	12538 FALL RIVER DR, SOUTH LYON, MI 48178-8173
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12538 FALL RIVER DR, SOUTH LYON, MI 48178-8173

Mortgage

Document Number	0000024798
Date	Jun 8, 2021
Instrument	2021R-024798

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Apr 12, 2022
Property Address	12538 FALL RIVER DR, SOUTH LYON, MI 48178-8173
Document Number	0000011036
Map Reference	LB 37 PG 5-8
Instrument Date	Apr 1, 2022
Instrument	2022R-011036
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12538 FALL RIVER DR, 12538, SOUTH LYON, MI 48178-8173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12538 FALL RIVER DR, SOUTH LYON, MI 48178-8173

Mortgage

Document Number	0000011135
Date	Apr 12, 2022
Instrument	2022R-011135

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	12538 FALL RIVER DR, SOUTH LYON, MI 48178-8173
Document Number	0000021822
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12538 FALL RIVER DR SOUTH LYON MI 481788173, SOUTH LYON, MI 48178-8173

Mortgage

Document Number	0000021822
Date	Aug 20, 2019
Instrument	21822

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 19, 2024

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Green Oak Township
Unified School District	South Lyon Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,300 (-6.2%)	$532,600 (-6.2%)
2025	$7,888.00 (+71.55%) Homeowner's exemption	$283,900 (+22.48%)	$567,800 (+22.48%)
2023		$231,800
2021			$463,600
2019	$4,598.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Spectrum, T-Mobile.

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