12405 E Nelson Rd, Elk, WA 99009 Property Records

Spokane County property record for 12405 E Nelson Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,741 sqft · built 1950
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$397,000 (Aug 2018)
Tax Bill	$4,839 (2026)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49222.9044`

Property Details

APN / Parcel Number

Primary APN	`49222.9044`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,741 sqft Living Area
Gross Area	2,843 sqft
1st Floor Area	1,739 sqft
2nd Floor Area	552 sqft
Basement Area	552 sqft
Finished Basement	450 sqft
Unfinished Basement	102 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	7 Parking Spaces
Deck Area	505 sqft
Patio Area	631 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12405 E NELSON RD
City	ELK
State	WA
Zip	99009-7020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	22-29-44 E460.66 OF W850.66 OF S975.62 OF SW1/4 OF NW1/4 EXC RD
Legal Range	44
Legal Township	29
Legal Section	22
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3032
Census Tract	10201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12405 E NELSON RD, ELK, WA 99009-7020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	20186738756
Prior Transfer Date	Apr 5, 2005
Prior Transfer Doc	0005206639
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 30, 2018
Property Address	12405 E NELSON RD, ELK, WA 99009-9609
Document Number	0006738756
Instrument Date	Aug 28, 2018
Instrument	6738756
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,071.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12405 E NELSON RD, ELK, WA 99009-9609

Mortgage

Document Number	0006738758
Date	Aug 30, 2018
Instrument	6738758

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,839.00 (+2.94%)	$565,900 (+4.64%) Land $110,000 Building $455,900	$565,900 (+4.64%) Land $110,000 Building $455,900
2025	$4,701.00 (+11.82%)
2024		$540,800 (+9.5%) Land $92,000 Building $448,800	$540,800 (+9.5%) Land $92,000 Building $448,800
2023	$4,204.00 (-8.57%)	$493,900 Land $76,200 Building $417,700	$493,900 Land $76,200 Building $417,700
2022	$4,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 63% of Washington
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	439 / 251
Wired or Wireless Fixed Wireless	200 / 40
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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