Spokane County property record for 12406 E Nelson Rd, Elk, WA 99009 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,110 sqft · built 2018 |
| Lot Size | 9.76 acres (425,581 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Nov 2019) |
| Tax Bill | $5,067 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2019 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49223.9070 |
| Primary APN | 49223.9070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 2,551 sqft |
| 1st Floor Area | 1,816 sqft |
| 2nd Floor Area | 294 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 425,581 sqft |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
|---|---|
| Patio Area | 296 sqft |
| Canopy | 296 sqft |
| Lean-To | 140 sqft |
| Pole Barn | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12406 E NELSON RD |
|---|---|
| City | ELK |
| State | WA |
| Zip | 99009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-29-44 E1/2 OF W1/2 OF NW1/4 OF SW1/4 EXC CO RD |
| Legal Range | 44 |
| Legal Township | 29 |
| Legal Section | 22 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | COLBERT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10201 |
Source: Spokane County records · APN 49223.9070
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12408 E NELSON RD, ELK, WA 99009-7020 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 06, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 09, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GESA CU |
| Jul 26, 2018 | Warranty Deed, Transfer · VA Mortgage GESA CU |
| Oct 16, 2017 | Deed of Trust, Mortgage SCARONI JAMES & L TR (PT) |
| Jul 26, 2017 | Deed with Mortgage, Transfer · Conventional with PMI JOSEPH G & MARALYSE B WIGHT |
| Nov 21, 2017 | Warranty Deed, Transfer |
| Nov 26, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on Record |
| Deed Sale | Nov 26, 2019 · Amount on Record |
| Prior Sale | Jul 26, 2018 · Amount on Record |
| Deed Document Number | 20196868006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12406 E NELSON RD, ELK, WA 99009 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 0007157384 |
|---|---|
| Date | Dec 06, 2021 |
| Instrument | 7157384 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Nov 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12406 E NELSON RD, ELK, WA 99009 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0006840102 |
|---|---|
| Date | Sep 09, 2019 |
| Instrument | 6840102 |
| Name | GESA CU |
|---|---|
| Type | Credit Union |
| Address | RICHLAND, WA 99352 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jul 26, 2018 |
| Property Address | 12406 E NELSON RD, ELK, WA 99009 |
| Document Number | 0006728395 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 6728395 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Title Company | TICOR TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,235.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12408 E NELSON RD, ELK, WA 99009-9609 |
| Document Number | 0006728396 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 6728396 |
| Name | GESA CU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 12406 E NELSON RD, ELK, WA 99009 |
| Document Number | 0006649420 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 242 N CHAIN LAKES DR ELK WA 990099709, ELK, WA 99009-9709 |
| Document Number | 0006649420 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 6649420 |
| Name | SCARONI JAMES & L TR (PT) |
|---|---|
| Address | 630 VALLEY MALL PKWY # 401, EAST WENATCHEE, WA 98802-4838 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jul 26, 2017 |
| Property Address | 12406 E NELSON RD, ELK, WA 99009 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 6624349 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0006624349 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 6624349 |
| Name | JOSEPH G & MARALYSE B WIGHT |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 25, 2022 |
| Rate | 10% |
|---|
| Document Number | 6624432, |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 6624432 |
| Name | SCARONI JAMES & L TR (PT) |
|---|---|
| Address | 630 VALLEY MALL PKWY # 401, EAST WENATCHEE, WA 98802-4838 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Nov 21, 2017 |
| Property Address | 12406 E NELSON RD, ELK, WA 99009 |
| Document Number | 0006661004 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 6661004 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,455.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 242 N CHAIN LAKES DR ELK WA 990099709, ELK, WA 99009-9709 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Nov 26, 2019 |
| Property Address | 12406 E NELSON RD, ELK, WA 99009 |
| Document Number | 0006868006 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 6868006 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12406 E NELSON RD ELK WA 99009, ELK, WA 99009 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Riverside School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,067.00 (-4.43%) | $602,150 (-2.08%) Land $108,850 Building $493,300 | $602,150 (-2.08%) Land $108,850 Building $493,300 |
| 2025 | $5,302.00 (+10.41%) | ||
| 2024 | $614,920 (+27.43%) Land $90,620 Building $524,300 | $614,920 (+27.43%) Land $90,620 Building $524,300 | |
| 2023 | $4,802.00 (+6.33%) | $482,550 Land $75,050 Building $407,500 | $482,550 Land $75,050 Building $407,500 |
| 2022 | $4,516.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 47% of the US · above 36% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 1,493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Knightcom | Fixed Wireless (licensed-by-rule) | 439 / 251 |
| Wired or Wireless | Fixed Wireless (unlicensed) | 200 / 40 |
| Northwest Fiber | Fixed Wireless (licensed-by-rule) | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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