12524 E Nelson Rd, Elk, WA 99009 Property Records

Spokane County property record for 12524 E Nelson Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 2018
Lot Size	9.76 acres (425,581 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Nov 2019)
Tax Bill	$4,543 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Mar 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49223.9069`

Property Details

APN / Parcel Number

Primary APN	`49223.9069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,774 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	1,774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	425,581 sqft
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	164 sqft
Patio Area	304 sqft
Shed	1 Shed
Shed Area	240 sqft
Canopy	304 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12524 E NELSON RD
City	ELK
State	WA
Zip	99009-7021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	22-29-44 W1/2 OF E1/2 OF NW1/4 OF SW1/4 EXC CO RD
Legal Range	44
Legal Township	29
Legal Section	22
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2000
Census Tract	10201

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12524 E NELSON RD, ELK, WA 99009-7021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Mar 30, 2018	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jul 26, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jul 26, 2017	Deed with Mortgage, Transfer · Conventional with PMI JOSEPH G & MARALYSE B WIGHT
Nov 26, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	20196868006
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12524 E NELSON RD, ELK, WA 99009-9609
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006848007
Date	Sep 30, 2019
Instrument	6848007

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 30, 2018
Property Address	12524 E NELSON RD, ELK, WA 99009-9609
Document Number	0006695496
Instrument Date	Mar 29, 2018
Instrument	6695496
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	SPOKANE COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12524 E NELSON RD, ELK, WA 99009-9609

Mortgage

Document Number	0006695497
Date	Mar 30, 2018
Instrument	6695497

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 26, 2017
Property Address	12524 E NELSON RD, ELK, WA 99009-9609
Document Number	0006624350
Instrument Date	Jul 24, 2017
Instrument	6624350
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$4,455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

July 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	SPOKANE WA
Recording Date	Jul 26, 2017
Property Address	12524 E NELSON RD, ELK, WA 99009-9609
Instrument Date	Jul 24, 2017
Instrument	6624349
Transaction Type	Transfer
Record Updated	Aug 16, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0006624349
Date	Jul 26, 2017
Instrument	6624349

Lender

Name	JOSEPH G & MARALYSE B WIGHT
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2022

Interest

Rate	10%

Mortgage

Document Number	6624432,
Date	Jul 26, 2017
Instrument	6624432

Lender

Name	SCARONI JAMES & L TR (PT)
Address	630 VALLEY MALL PKWY # 401, EAST WENATCHEE, WA 98802-4838

Agreement

Amount	Amount Recorded

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 26, 2019
Property Address	12524 E NELSON RD, ELK, WA 99009-9609
Document Number	0006868006
Instrument Date	Jul 24, 2017
Instrument	6868006
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12524 E NELSON RD ELK WA 990099609, ELK, WA 99009-9609

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,543.00 (-5.65%)	$647,550 (+13.04%) Land $108,850 Building $538,700	$647,550 (+13.04%) Land $108,850 Building $538,700
2025	$4,815.00 (+11.1%)	$572,840 (+3.3%) Land $102,240 Building $470,600	$572,840 (+3.3%) Land $102,240 Building $470,600
2024		$554,520 (+27.61%) Land $90,620 Building $463,900	$554,520 (+27.61%) Land $90,620 Building $463,900
2023	$4,334.00 (+6.46%)	$434,550 Land $75,050 Building $359,500	$434,550 Land $75,050 Building $359,500
2022	$4,071.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 64% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Knightcom Fixed Wireless	439 / 251
Wired or Wireless Fixed Wireless	200 / 40
Northwest Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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