12312 E Nelson Rd, Elk, WA 99009 Property Records

Spokane County property record for 12312 E Nelson Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,311 sqft · built 2018
Lot Size	9.76 acres (425,581 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Nov 2019)
Tax Bill	$4,256 (2026)
Deeds & Mortgages	Mar 2021 Mortgage May 2022 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`49223.9071`

Property Details

APN / Parcel Number

Primary APN	`49223.9071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,311 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	2,017 sqft
2nd Floor Area	294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2023
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	425,581 sqft
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	296 sqft
Canopy	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12312 E NELSON RD
City	ELK
State	WA
Zip	99009-7019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	22-29-44 W1/2 OF W1/2 OF NW1/4 OF SW1/4 EXC CO RD
Legal Range	44
Legal Township	29
Legal Section	22
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2000
Census Tract	10201

Owner

Source: Spokane County records · APN 49223.9071

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12312 E NELSON RD, ELK, WA 99009-7019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage NUMERICA CU
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 05, 2021	Intrafamily Transfer, Transfer
Nov 15, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 13, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Feb 28, 2018	Deed of Trust, Mortgage SCARONI JAMES & L TR (PT)
Jul 26, 2017	Deed with Mortgage, Transfer · Conventional with PMI JOSEPH G & MARALYSE B WIGHT
Mar 26, 2018	Warranty Deed, Transfer NOT AVAILABLE
Nov 26, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	20196868006
Last Transfer Date	Jan 29, 2021
Transfer Doc	0007031110
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12312 E NELSON RD, ELK, WA 99009-9609
Transaction Type	Mortgage
Record Updated	Nov 01, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007048691
Date	Mar 17, 2021
Instrument	7048691

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12312 E NELSON RD, ELK, WA 99009-9609
Transaction Type	Mortgage
Record Updated	Nov 01, 2023
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007205755
Date	May 10, 2022
Instrument	7205755

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 25, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12312 E NELSON RD, ELK, WA 99009-9609
Transaction Type	Mortgage
Record Updated	Sep 08, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006945685
Date	Jul 22, 2020
Instrument	6945685

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Feb 05, 2021
Property Address	12312 E NELSON RD, ELK, WA 99009-9609
Document Number	0007031110
Instrument Date	Jan 29, 2021
Instrument	7031110
Transaction Type	Transfer
Record Updated	Nov 01, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12312 E NELSON RD, ELK, WA 99009-9609

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 15, 2019
Property Address	12312 E NELSON RD, ELK, WA 99009-9609
Document Number	0006864477
Instrument Date	Nov 13, 2019
Instrument	6864477
Transaction Type	Transfer
Record Updated	Sep 08, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,748.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 414, CHATTAROY, WA 99003-0414

Mortgage

Document Number	0006864478
Date	Nov 15, 2019
Instrument	6864478

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 13, 2018
Property Address	12312 E NELSON RD, ELK, WA 99009-9609
Document Number	0006743568
Instrument Date	Sep 06, 2018
Instrument	6743568
Transaction Type	Transfer
Record Updated	Sep 08, 2022
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,133.54
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12312 E NELSON RD, ELK, WA 99009-9609

Mortgage

Document Number	0006743569
Date	Sep 13, 2018
Instrument	6743569

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12312 E NELSON RD, ELK, WA 99009-9609
Document Number	0006686482
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	242 N CHAIN LAKES DR ELK WA 990099709, ELK, WA 99009-9709

Mortgage

Document Number	0006686482
Date	Mar 05, 2018
Instrument	6686482

Lender

Name	SCARONI JAMES & L TR (PT)
Address	630 VALLEY MALL PKWY # 401, EAST WENATCHEE, WA 98802-4838

Agreement

Amount	Amount Recorded

July 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	SPOKANE WA
Recording Date	Jul 26, 2017
Property Address	12312 E NELSON RD, ELK, WA 99009-9609
Instrument Date	Jul 24, 2017
Instrument	6624349
Transaction Type	Transfer
Record Updated	Aug 16, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0006624349
Date	Jul 26, 2017
Instrument	6624349

Lender

Name	JOSEPH G & MARALYSE B WIGHT
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2022

Interest

Rate	10%

Mortgage

Document Number	6624432,
Date	Jul 26, 2017
Instrument	6624432

Lender

Name	SCARONI JAMES & L TR (PT)
Address	630 VALLEY MALL PKWY # 401, EAST WENATCHEE, WA 98802-4838

Agreement

Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 26, 2018
Property Address	12312 E NELSON RD, ELK, WA 99009-9609
Document Number	0006693989
Instrument Date	Jul 24, 2017
Instrument	6693989
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$4,455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	242 N CHAIN LAKES DR ELK WA 990099709, ELK, WA 99009-9709

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 26, 2019
Property Address	12312 E NELSON RD, ELK, WA 99009-9609
Document Number	0006868006
Instrument Date	Jul 24, 2017
Instrument	6868006
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12312 E NELSON RD ELK WA 990099609, ELK, WA 99009-9609

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,256.00 (-22.19%)	$603,850 (+2.67%) Land $108,850 Building $495,000	$603,850 (+2.67%) Land $108,850 Building $495,000
2025	$5,470.00 (+19.04%)
2024		$588,120 (+28.26%) Land $90,620 Building $497,500	$588,120 (+28.26%) Land $90,620 Building $497,500
2023	$4,595.00 (+7.03%)	$458,550 Land $75,050 Building $383,500	$458,550 Land $75,050 Building $383,500
2022	$4,293.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 65% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Knightcom Fixed Wireless	439 / 251
Wired or Wireless Fixed Wireless	200 / 40
Northwest Fiber Fixed Wireless	10 / 1

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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