11918 E Nelson Rd, Elk, WA 99009 Property Records

Spokane County property record for 11918 E Nelson Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,212 sqft · built 2019
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on File
Last Sale	$788,000 (Jun 2026)
Tax Bill	$4,779 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49214.9048`

Property Details

APN / Parcel Number

Primary APN	`49214.9048`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,212 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	1,876 sqft
2nd Floor Area	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2025
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	436,036 sqft
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	176 sqft
Patio Area	296 sqft
Canopy	296 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11918 E NELSON RD
City	ELK
State	WA
Zip	99009-7015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	21-29-44 W1/2 OF W1/2 OF NE1/4 OF SE1/4 EXC CO
Legal Range	44
Legal Township	29
Legal Section	21
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2000
Census Tract	10201

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	551 N LEGACY RIDGE DR, LIBERTY LAKE, WA 99019-7702
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Oct 4, 2019	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 26, 2017	Deed with Mortgage, Transfer · Conventional with PMI JOSEPH G & MARALYSE B WIGHT
Nov 26, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	20267495713
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11918 E NELSON RD, ELK, WA 99009-7015
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007048638
Date	Mar 17, 2021
Instrument	7048638

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 16, 2026
Property Address	11918 E NELSON RD, ELK, WA 99009-7015
Document Number	0007495713
Instrument Date	Jun 15, 2026
Instrument	20267495713
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	TITLE ONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,321,726.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 N LEGACY RIDGE DR, LIBERTY LAKE, WA 99019-7702

Mortgage

Document Number	0007495714,
Date	Jun 16, 2026
Instrument	20267495714

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 4, 2019
Property Address	11918 E NELSON RD, ELK, WA 99009-9609
Document Number	0006850096
Instrument Date	Oct 2, 2019
Instrument	6850096
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,641.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11918 E NELSON RD, ELK, WA 99009-9609

Mortgage

Document Number	0006850097
Date	Oct 4, 2019
Instrument	6850097

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	SPOKANE WA
Recording Date	Jul 26, 2017
Property Address	11918 E NELSON RD, ELK, WA 99009-9609
Instrument Date	Jul 24, 2017
Instrument	6624349
Transaction Type	Transfer
Record Updated	Aug 16, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0006624349
Date	Jul 26, 2017
Instrument	6624349

Lender

Name	JOSEPH G & MARALYSE B WIGHT
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2022

Interest

Rate	10%

Mortgage

Document Number	6624432,
Date	Jul 26, 2017
Instrument	6624432

Lender

Name	SCARONI JAMES & L TR (PT)
Address	630 VALLEY MALL PKWY # 401, EAST WENATCHEE, WA 98802-4838

Agreement

Amount	Amount Recorded

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 26, 2019
Property Address	11918 E NELSON RD, ELK, WA 99009-9609
Document Number	0006868006
Instrument Date	Jul 24, 2017
Instrument	6868006
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11918 E NELSON RD ELK WA 99009, ELK, WA 99009

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,779.00 (-5.05%)	$587,240 (-2.64%) Land $110,040 Building $477,200	$587,240 (-2.64%) Land $110,040 Building $477,200
2025	$5,033.00 (+7.57%)	$603,150 (+3.86%) Land $103,550 Building $499,600	$603,150 (+3.86%) Land $103,550 Building $499,600
2024	$4,679.00 (+3.13%)	$580,740 (+25.36%) Land $92,040 Building $488,700	$580,740 (+25.36%) Land $92,040 Building $488,700
2023	$4,537.00 (+4.61%)	$463,240 Land $76,240 Building $387,000	$463,240 Land $76,240 Building $387,000
2022	$4,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Knightcom Fixed Wireless	439 / 251
Wired or Wireless Fixed Wireless	200 / 40
Northwest Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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