12630 E Nelson Rd, Elk, WA 99009 Property Records

Spokane County property record for 12630 E Nelson Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,800 sqft · built 2012
Lot Size	9.76 acres (425,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,900 (Jun 2019)
Tax Bill	$4,914 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Dec 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49223.9068`

Property Details

APN / Parcel Number

Primary APN	`49223.9068`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,800 sqft Living Area
Gross Area	3,350 sqft
1st Floor Area	850 sqft
2nd Floor Area	1,100 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	425,581 sqft
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	246 sqft
Patio Area	1,054 sqft
Shed	1 Shed
Shed Area	100 sqft
Canopy	246 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12630 E NELSON RD
City	ELK
State	WA
Zip	99009-7022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	22-29-44 E1/2 OF E1/2 OF NW1/4 OF SW1/4 EXC CO RD
Legal Range	44
Legal Township	29
Legal Section	22
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2000
Census Tract	10201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12630 E NELSON RD, ELK, WA 99009-7022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 15, 2017	Loan Modification, Mortgage · Line of Credit SPOKANE FIREFIGHTERS CU
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit SPOKANE FIREFIGHTERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Prior Sale	Jan 31, 2000
Deed Document Number	20196816089
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 24, 2019
Property Address	12630 E NELSON RD, ELK, WA 99009-9609
Document Number	0006816089
Instrument Date	Jun 19, 2019
Instrument	6816089
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,725.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12630 E NELSON RD, ELK, WA 99009-9609

Mortgage

Document Number	0006816090
Date	Jun 24, 2019
Instrument	6816090

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	12630 E NELSON RD, ELK, WA 99009-9609
Document Number	0006669650
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0006669650
Date	Dec 21, 2017
Instrument	6669650

Lender

Name	SPOKANE FIREFIGHTERS CU
Type	Credit Union
Address	SPOKANE, WA 99205

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12630 E NELSON RD, ELK, WA 99009-9609
Document Number	0006616233
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12630 E NELSON RD ELK WA 990099609, ELK, WA 99009-9609

Mortgage

Document Number	0006616233
Date	Jun 28, 2017
Instrument	6616233

Lender

Name	SPOKANE FIREFIGHTERS CU
Type	Credit Union
Address	SPOKANE, WA 99205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,914.00 (-3.48%)	$563,050 (-7.04%) Land $108,850 Building $454,200	$563,050 (-7.04%) Land $108,850 Building $454,200
2025	$5,091.00 (+9.32%)	$605,720 (+3.73%) Land $90,620 Building $515,100	$605,720 (+3.73%) Land $90,620 Building $515,100
2024	$4,657.00 (+2.08%)	$583,920 (+7.98%) Land $90,620 Building $493,300	$583,920 (+7.98%) Land $90,620 Building $493,300
2023	$4,562.00 (-9.79%)	$540,750 Land $75,050 Building $465,700	$540,750 Land $75,050 Building $465,700
2022	$5,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 63% of Washington
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	439 / 251
Wired or Wireless Fixed Wireless	200 / 40
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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