12020 E Nelson Rd, Elk, WA 99009 Property Records

Spokane County property record for 12020 E Nelson Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,234 sqft · built 2019
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Nov 2019)
Tax Bill	$4,581 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49214.9049`

Property Details

APN / Parcel Number

Primary APN	`49214.9049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,234 sqft Living Area
Gross Area	2,834 sqft
1st Floor Area	2,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	304 sqft
Patio Area	440 sqft
Canopy	406 sqft
Pole Barn	1,080 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	12020 E NELSON RD
City	ELK
State	WA
Zip	99009-7016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	21-29-44 E1/2 OF W1/2 OF NE1/4 OF SE1/4 EXC CO
Legal Range	44
Legal Township	29
Legal Section	21
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2000
Census Tract	10201

Owner

Source: Spokane County records · APN 49214.9049

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12020 E NELSON RD, ELK, WA 99009-7016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Oct 17, 2018	Deed of Trust, Mortgage SCARONI J & L F/TR (PT)
Jul 26, 2017	Deed with Mortgage, Transfer · Conventional with PMI JOSEPH G & MARALYSE B WIGHT
Nov 26, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Jul 08, 2019 · Amount on Record
Deed Document Number	20196868006
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 08, 2019
Property Address	12020 E NELSON RD, ELK, WA 99009-9609
Document Number	0006820259
Instrument Date	Jul 08, 2019
Instrument	6820259
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12020 E NELSON RD ELK WA 99009, ELK, WA 99009

Mortgage

Document Number	6820260
Date	Jul 08, 2019
Instrument	6820260

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 07, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12020 E NELSON RD, ELK, WA 99009-9609
Document Number	0006753416
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	242 N CHAIN LAKES DR ELK WA 990099709, ELK, WA 99009-9709

Mortgage

Document Number	0006753416
Date	Oct 19, 2018
Instrument	6753416

Lender

Name	SCARONI J & L F/TR (PT)
Address	630 VALLEY MALL PKWY # 401, EAST WENATCHEE, WA 98802-4838

Agreement

Amount	Amount Recorded

July 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	SPOKANE WA
Recording Date	Jul 26, 2017
Property Address	12020 E NELSON RD, ELK, WA 99009-9609
Instrument Date	Jul 24, 2017
Instrument	6624349
Transaction Type	Transfer
Record Updated	Aug 16, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0006624349
Date	Jul 26, 2017
Instrument	6624349

Lender

Name	JOSEPH G & MARALYSE B WIGHT
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2022

Interest

Rate	10%

Mortgage

Document Number	6624432,
Date	Jul 26, 2017
Instrument	6624432

Lender

Name	SCARONI JAMES & L TR (PT)
Address	630 VALLEY MALL PKWY # 401, EAST WENATCHEE, WA 98802-4838

Agreement

Amount	Amount Recorded

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 26, 2019
Property Address	12020 E NELSON RD, ELK, WA 99009-9609
Document Number	0006868006
Instrument Date	Jul 24, 2017
Instrument	6868006
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12020 E NELSON RD ELK WA 990099609, ELK, WA 99009-9609

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,581.00 (-5.72%)	$544,900 (-6.97%) Land $110,000 Building $434,900	$544,900 (-6.97%) Land $110,000 Building $434,900
2025	$4,859.00 (+7.5%)	$585,700 (+4.57%) Land $92,000 Building $493,700	$585,700 (+4.57%) Land $92,000 Building $493,700
2024	$4,520.00 (+3.27%)	$560,100 (+21.44%) Land $92,000 Building $468,100	$560,100 (+21.44%) Land $92,000 Building $468,100
2023	$4,377.00 (+1.37%)	$461,200 Land $76,200 Building $385,000	$461,200 Land $76,200 Building $385,000
2022	$4,318.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Knightcom Fixed Wireless	439 / 251
Wired or Wireless Fixed Wireless	200 / 40
Northwest Fiber Fixed Wireless	10 / 1

Based on FCC filings for 11 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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