12227 Duffield Rd, Gaines, MI 48436 Property Records

Genesee County property record for 12227 Duffield Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,840 sqft · built 1998
Lot Size	20 acres (873,814 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (Apr 2002)
Tax Bill	$4,557 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-08-200-004`

Property Details

APN / Parcel Number

Primary APN	`01-08-200-004`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,840 sqft Living Area
1st Floor Area	1,840 sqft
Basement Area	1,840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	873,814 sqft (20 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12227 DUFFIELD RD
City	GAINES
State	MI
Zip	48436-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	A PARCEL OF LAND BEG N 0 DEG 23 MIN 13 SEC W 2660.05 FT & N 0 DEG 26 MIN 32 SEC W 302.38 FT FROM S 1/4 COR OF SEC TH N 0 DEG
Legal Range	05E
Legal Township	05N
Legal Section	08
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	1
Census Block	1013
Census Tract	13001

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12227 DUFFIELD RD, GAINES, MI 48436-9715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2002 · Amount on Record
Deed Sale	Apr 16, 2002 · Amount on Record
Prior Sale	Jun 14, 2000 · Amount on Record
Deed Document Number	200247563
Prior Transfer Date	Feb 7, 2002
Prior Transfer Doc	0000047563
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12227 DUFFIELD RD, GAINES, MI 48436-9715
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058065
Date	Aug 23, 2022
Instrument	202208230058065

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 12, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,200 (+5.99%) Land $56,000 Building $257,200	$626,400 (+5.99%) Land $112,000 Building $514,400
2025	$4,557.00 (+4.09%) Homeowner's exemption	$295,500 (+13.13%)	$591,000 (+13.13%)
2024	$4,378.00 (+40.19%)
2023		$261,200	$522,400
2019	$3,123.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Duffield Rd

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