11430 Duffield Rd, Gaines, MI 48436 Property Records

Genesee County property record for 11430 Duffield Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,948 sqft · built 1930
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$298,000 (May 2026)
Tax Bill	$2,573 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-05-300-016`

Property Details

APN / Parcel Number

Primary APN	`01-05-300-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,948 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	217,800 sqft (5 acres)
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11430 DUFFIELD RD
City	GAINES
State	MI
Zip	48436-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	A PARCEL OF LAND BEG N 974 FT FROM S 1/4 COR OF SEC TH S 89 DEG 53 MIN 27 SEC W 580.08 FT TH N 375 FT TH N 89 DEG 53 MIN 27
Legal Range	05E
Legal Township	05N
Legal Section	05
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	1
Census Block	1007
Census Tract	13001

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	109 N FITCH ST, DURAND, MI 48429-1450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 9, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage THE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Jan 29, 2002 · Amount on Record
Deed Document Number	202631189
Prior Transfer Date	Sep 17, 2018
Prior Transfer Doc	0000091693
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 5, 2026
Property Address	11430 DUFFIELD RD, GAINES, MI 48436-9604
Document Number	0000031189
Instrument Date	Apr 28, 2026
Instrument	202631189
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258,842.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 N FITCH ST, DURAND, MI 48429-1450

Mortgage

Document Number	0000031190,
Date	May 5, 2026
Instrument	2026531190

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Oct 9, 2018
Property Address	11430 DUFFIELD RD, GAINES, MI 48436-9604
Document Number	201810090091693
Instrument Date	Sep 17, 2018
Instrument	201810090091693
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8019 HAVILAND BEACH DR, 8019, LINDEN, MI 48451-8868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11430 DUFFIELD RD, GAINES, MI 48436-9604

Mortgage

Document Number	201810090091694
Date	Oct 9, 2018
Instrument	201810090091694

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,900 (+9.18%) Land $26,000 Building $111,900	$275,800 (+9.18%) Land $52,000 Building $223,800
2025	$2,573.00 (+5.62%) Homeowner's exemption	$126,300 (+14.3%)	$252,600 (+14.3%)
2024	$2,436.00 (+54.67%)
2023		$110,500	$221,000
2019	$1,575.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

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