12243 Duffield Rd, Gaines, MI 48436 Property Records

Genesee County property record for 12243 Duffield Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,861 sqft · built 1998
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jan 2026)
Tax Bill	$3,920 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-08-200-005`

Property Details

APN / Parcel Number

Primary APN	`01-08-200-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,861 sqft Living Area
1st Floor Area	1,861 sqft
Basement Area	1,861 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	479,160 sqft (11 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	12243 DUFFIELD RD
City	GAINES
State	MI
Zip	48436-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	A PARCEL OF LAND BEG N 0 DEG 23 MIN 13 SEC W 2660.05 FT & N 0 DEG 26 MIN 32 SEC W 115.64 FT FROM S 1/4 COR OF SEC TH N 0 DEG
Legal Range	05E
Legal Township	05N
Legal Section	08
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	1
Census Block	1013
Census Tract	13001

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10156 DUFFIELD RD, GAINES, MI 48436-9701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage SUNFLOWER BANK NA
Jan 22, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Prior Sale	Sep 19, 2006 · Amount on Record
Deed Document Number	2026583
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12243 DUFFIELD RD, GAINES, MI 48436-9715
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10156 DUFFIELD RD, GAINES, MI 48436-9701

Mortgage

Document Number	0000025138
Date	Dec 1, 2025
Instrument	202512010025138

Lender

Name	SUNFLOWER BANK NA
Type	Bank
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 22, 2026
Property Address	12243 DUFFIELD RD, GAINES, MI 48436-9715
Document Number	0000000583
Instrument Date	Nov 26, 2025
Instrument	202601220000583
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	453 DAUGHERTY RD, MORGANTOWN, KY 42261-9816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10156 DUFFIELD RD, GAINES, MI 48436-9701

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,500 (+6.27%) Land $48,700 Building $181,800	$461,000 (+6.27%) Land $97,400 Building $363,600
2025	$3,920.00 (+4.2%) Homeowner's exemption	$216,900 (+15.68%)	$433,800 (+15.68%)
2024	$3,762.00 (+42.88%)
2023		$187,500	$375,000
2019	$2,633.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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