Genesee County property record for 12261 Duffield Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,976 sqft · built 1998 |
| Lot Size | 10.1 acres (439,956 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (May 2024) |
| Tax Bill | $5,032 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-200-006 |
| Primary APN | 01-08-200-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,976 sqft Living Area |
| 1st Floor Area | 1,976 sqft |
| Basement Area | 1,976 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Modular |
| Lot Area | 439,956 sqft (10.1 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12261 DUFFIELD RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | A PARCEL OF LAND BEG N 0 DEG 23 MIN 13 SEC W 2615.77 FT FROM S 1/4 COR OF SEC TH N 0 DEG 23 MIN 13 SEC W 44.28 FT TO INT 1/4 |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 08 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ARGENTINE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 13001 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12261 DUFFIELD RD, GAINES, MI 48436-9715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC |
| May 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC |
| May 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2024 · Amount on Record |
| Deed Sale | May 15, 2024 · Amount on Record |
| Prior Sale | Mar 12, 2008 · Amount on Record |
| Deed Document Number | 202431301 |
| Prior Transfer Date | May 11, 2007 |
| Prior Transfer Doc | 0000045106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12261 DUFFIELD RD, GAINES, MI 48436-9715 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12261 DUFFIELD RD, GAINES, MI 48436-9715 |
| Document Number | 0000007212 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 202603100007212 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12261 DUFFIELD RD, GAINES, MI 48436-9715 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 8153 HIDDEN HOLW, FENTON, MI 48430-4405 |
| Document Number | 0000030947 |
|---|---|
| Date | May 13, 2024 |
| Instrument | 202405130030947 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | May 15, 2024 |
| Property Address | 12261 DUFFIELD RD, GAINES, MI 48436-9715 |
| Document Number | 0000031301 |
| Instrument Date | May 9, 2024 |
| Instrument | 202405150031301 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Title Company | TEAM TITLE AND ESCROW, DREAM TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8630 GIOVANNI CT, HOWELL, MI 48855-6326 |
| Name | Verified Name |
|---|---|
| Address | 8153 HIDDEN HOLW, FENTON, MI 48430-4405 |
| Document Number | 0000030947 |
|---|---|
| Date | May 15, 2024 |
| Instrument | 202405130030947 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12261 DUFFIELD RD, GAINES, MI 48436-9715 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202101260006027 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 202101260006027 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Byron Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,700 (+2.25%) Land $47,400 Building $116,300 | $327,400 (+2.25%) Land $94,800 Building $232,600 | |
| 2025 | $5,032.00 (+70.87%) Homeowner's exemption | $160,100 (+17.29%) | $320,200 (+17.29%) |
| 2024 | $2,945.00 (+48.74%) | ||
| 2023 | $136,500 | $273,000 | |
| 2019 | $1,980.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
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