Genesee County property record for 12279 Duffield Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 1998 |
| Lot Size | 10.1 acres (439,956 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Nov 2015) |
| Tax Bill | $3,758 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-400-003 |
| Primary APN | 01-08-400-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 1,792 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Modular |
| Lot Area | 439,956 sqft (10.1 acres) |
| Garage Area | 592 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12279 DUFFIELD RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | A PARCEL OF LAND BEG N 0 DEG 23 MIN 13 SEC W 2438.41 FT FROM S 1/4 COR OF SEC TH N 0 DEG 23 MIN 13 SEC W 177.36 FT TH N 89 |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 08 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ARGENTINE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 13001 |
12279 Duffield Rd is owned and occupied by two individuals who bought it in November 2015.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12279 DUFFIELD RD, GAINES, MI 48436-9715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2015 · Amount on File |
| Deed Sale | Nov 12, 2015 · Amount on File |
| Prior Sale | May 15, 2014 · Amount on File |
| Deed Document Number | 201581534 |
| Prior Transfer Date | Jun 25, 2014 |
| Prior Transfer Doc | 0000054951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12279 DUFFIELD RD, GAINES, MI 48436-9715 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007203 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 201802090007203 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12279 DUFFIELD RD, GAINES, MI 48436-9715 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014974 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 202003130014974 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2040 |
The 2025 property tax bill for 12279 Duffield Rd was $3,758 with a homeowner's exemption, up 4.2% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Byron Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,800 (+2.1%) Land $47,400 Building $132,400 | $359,600 (+2.1%) Land $94,800 Building $264,800 | |
| 2025 | $3,758.00 (+4.22%) Homeowner's exemption | $176,100 | $352,200 |
| 2024 | $3,606.00 | ||
| 2023 | $152,100 | $304,200 | |
| 2019 | $2,508.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12279 Duffield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12279 Duffield Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
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