Genesee County property record for 12295 Duffield Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,223 sqft · built 1996 |
| Lot Size | 12.4 acres (543,193 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Dec 2009) |
| Tax Bill | $1,798 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-400-005 |
| Primary APN | 01-08-400-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,223 sqft Living Area |
| 1st Floor Area | 2,223 sqft |
| Basement Area | 2,223 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 543,193 sqft (12.4 acres) |
| Garage Area | 2,864 sqft |
| Parking Spaces | 10 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12295 DUFFIELD RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | A PARCEL OF LAND BEG N 0 DEG 23 MIN 13 SEC W 2288.41 FT FROM S 1/4 COR OF SEC TH N 0 DEG 23 MIN 13 SEC W 150 FT TH N 89 DEG |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 08 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ARGENTINE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 13001 |
Source: Genesee County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12295 DUFFIELD RD, GAINES, MI 48436-9715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU |
| Nov 18, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage DORT FINANCIAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2009 · Amount on Record |
| Deed Sale | Dec 30, 2009 · Amount on Record |
| Prior Sale | Feb 10, 2000 · Amount on Record |
| Deed Document Number | 200982650 |
| Last Transfer Date | Oct 19, 2020 |
| Transfer Doc | 0000078492 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12295 DUFFIELD RD, GAINES, MI 48436-9715 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12295 DUFFIELD RD, GAINES, MI 48436-9715 |
| Document Number | 0000015388 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 202510030015388 |
| Name | DORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 26, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Nov 18, 2020 |
| Property Address | 12295 DUFFIELD RD, GAINES, MI 48436-9715 |
| Document Number | 0000078492 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 202011180078492 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7335 SURFWOOD DR, 7335, FENTON, MI 48430-9353 |
| Name | Verified Name |
|---|---|
| Address | 12295 DUFFIELD RD, GAINES, MI 48436-9715 |
| Document Number | 0000078493 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 202011180078493 |
| Name | DORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Genesee County assessment roll, as of October 3, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Byron Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,798.00 (-62.21%) Homeowner's exemption | $322,400 (+16.77%) | $644,800 (+16.77%) |
| 2024 | $4,758.00 (+38.8%) | ||
| 2023 | $276,100 | $552,200 | |
| 2019 | $3,428.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
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