12221 Sapling Dr, Fort Smith, AR 72916 Property Records

Sebastian County property record for 12221 Sapling Dr, Fort Smith, AR 72916

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,000 sqft · built 2017
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Dec 2023)
Tax Bill$2,589 (2026)
Deeds & MortgagesDec 2023 Sale
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16488-0084-00000-00

Property Details

APN / Parcel Number

Primary APN16488-0084-00000-00
Alternative APN
  • 92095

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,000 sqft Living Area
Gross Area2,528 sqft
1st Floor Area2,000 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions127 ft deep x 67 ft wide
Garage TypeAttached
Garage Area528 sqft
DrivewayConcrete Driveway
Driveway Area562 sqft
PorchOpen Porch
Porch Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number92095
Street Address12221 SAPLING DR
CityFORT SMITH
StateAR
Zip72916-8440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 84
Legal Range31
Legal Township07
Legal Section19
Legal SubdivisionRIDGEWOOD AT RYE HILL II
Legal Block1
Legal Lot Number84
JurisdictionSEBASTIAN AR
Township / Civil DivisionUPPER
Census Block Group1
Census Block1035
Census Tract1306

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12221 SAPLING DR, FORT SMITH, AR 72916-8440
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2023Warranty Deed, Transfer
WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH
Sep 26, 2018Warranty Deed, Transfer · ARM
ARVEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2023 · Amount on Record
Deed SaleDec 4, 2023 · Amount on Record
Prior SaleSep 26, 2018 · Amount on Record
Deed Document Number202323826
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEBASTIAN AR
Recording DateDec 4, 2023
Property Address12221 SAPLING DR, FORT SMITH, AR 72916-8440
Document Number2023F23826
Instrument DateOct 30, 2023
Instrument2023F-23826
Transaction TypeTransfer
Record UpdatedDec 19, 2023
Title CompanyWACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

AmountAmount Recorded
Tax$1,089.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 HILL TOP DR, POLLOCK, LA 71467-1100

Transferred To (Grantee/Buyer)

NameVerified Name
Address12221 SAPLING DR, FORT SMITH, AR 72916-8440

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEBASTIAN AR
Recording DateSep 26, 2018
Property Address12221 SAPLING DR, FORT SMITH, AR 72916-8440
Document Number2018F21639
Instrument DateSep 25, 2018
Instrument2018F-21639
Transaction TypeTransfer
Record UpdatedDec 19, 2023
Title CompanyWACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12221 SAPLING DR, FORT SMITH, AR 72916-8440

Mortgage

Document Number2018F21640
DateSep 26, 2018
Instrument2018F-21640
Lender
NameARVEST BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateOct 1, 2023
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change6%
Index1-Year CMT
Margin3
Max Rate9%

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateArkansas
CountySebastian County
MunicipalityFort Smith City
Unified School DistrictGreenwood School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,589.00$65,717 (-) Land $10,000 Building $55,717$328,585 (-) Land $50,000 Building $278,585
2025$2,589.00 (+26.85%) Homeowner's exemption$65,717 (+50.83%) Land $10,000 Building $55,717$328,585 (+50.83%) Land $50,000 Building $278,585
2023$2,041.00 Homeowner's exemption$43,570 Land $8,000 Building $35,570$217,850 Land $40,000 Building $177,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 83% of Arkansas
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT SMITH WATER UTILITIES
serves 86,209 people · EPA ID AR0000507
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Wave Rural Connect
Fiber
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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