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12209 Sapling Dr, Fort Smith, AR 72916 Property Records

Sebastian County property record for 12209 Sapling Dr, Fort Smith, AR 72916

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,495 sqft · built 2014
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Oct 2022)
Tax Bill$2,147 (2026)
Deeds & MortgagesSep 2026 Transfer
Jul 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN16488-0082-00000-00

Property Details

APN / Parcel Number

Primary APN16488-0082-00000-00
Alternative APN
  • 92093

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,495 sqft Living Area
Gross Area2,045 sqft
1st Floor Area1,495 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialMasonry Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialFiberglass
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeAttached
Garage Area550 sqft
DrivewayConcrete Driveway
Driveway Area525 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area123 sqft
Patio Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number92093
Street Address12209 SAPLING DR
CityFORT SMITH
StateAR
Zip72916-8440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 82
Legal Range31
Legal Township07
Legal Section19
Legal SubdivisionRIDGEWOOD AT RYE HILL II
Legal Block1
Legal Lot Number82
JurisdictionSEBASTIAN AR
Township / Civil DivisionUPPER
Census Block Group1
Census Block1035
Census Tract1306

Owner

Source: Sebastian County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12209 SAPLING DR, FORT SMITH, AR 72916-8440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 21, 2022Deed of Trust, Mortgage · Line of Credit
ARMSTRONG BANK
Oct 3, 2022Warranty Deed, Transfer · Commercial Mortgage
FIRSTAR BANK NA
Jul 2, 2018Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2022 · Amount on Record
Deed SaleOct 3, 2022 · Amount on Record
Prior SaleNov 4, 2014 · Amount on Record
Deed Document Number202223799
Last Transfer DateSep 28, 2026
Transfer Doc0000019413
Record UpdatedOct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSEBASTIAN AR
Recording DateSep 28, 2026
Property Address12209 SAPLING DR, FORT SMITH, AR 72916-8440
Document Number0000019413
Instrument DateSep 28, 2026
Instrument202619413
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12209 SAPLING DR, FORT SMITH, AR 72916-8440

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address12209 SAPLING DR, FORT SMITH, AR 72916-8440
Transaction TypeMortgage
Record UpdatedOct 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12209 SAPLING DR, FORT SMITH, AR 72916-8440

Mortgage

Document Number2022F17651
DateJul 21, 2022
Instrument2022F-17651
Lender
NameARMSTRONG BANK
TypeBank
AddressFORT SMITH, AR 72903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term13 Months
DueAug 1, 2023

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEBASTIAN AR
Recording DateOct 3, 2022
Property Address12209 SAPLING DR, FORT SMITH, AR 72916-8440
Document Number2022F23799
Instrument DateSep 30, 2022
Instrument2022F-23799
Transaction TypeTransfer
Record UpdatedOct 13, 2022
Title CompanyWACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$907.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3617 PALESTINE RD, 3617, HUNTINGTON, AR 72940-9345

Transferred To (Grantee/Buyer)

NameVerified Name
Address12209 SAPLING DR, FORT SMITH, AR 72916-8440

Mortgage

Document Number2022F23800
DateOct 3, 2022
Instrument2022F-23800
Lender
NameFIRSTAR BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueOct 1, 2023

July 2018: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionSEBASTIAN AR
Recording DateJul 2, 2018
Property Address12209 SAPLING DR, FORT SMITH, AR 72916-8440
Document Number2018F14810
Instrument DateJun 29, 2018
Instrument2018F-14810
Transaction TypeTransfer
Record UpdatedOct 4, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12209 SAPLING DR, 12209, FORT SMITH, AR 72916-8440

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address12209 SAPLING DR, FORT SMITH, AR 72916-8440

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateArkansas
CountySebastian County
MunicipalityFort Smith City
Unified School DistrictGreenwood School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,147.00 Homeowner's exemption$55,066 (-) Land $10,000 Building $45,066$275,330 (-) Land $50,000 Building $225,330
2025$2,147.00 (+24.68%)$55,066 (+45.14%) Land $10,000 Building $45,066$275,330 (+45.14%) Land $50,000 Building $225,330
2023$1,722.00 Homeowner's exemption$37,940 Land $8,000 Building $29,940$189,700 Land $40,000 Building $149,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 83% of Arkansas
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT SMITH WATER UTILITIES
serves 86,209 people · EPA ID AR0000507
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Wave Rural Connect
Fiber		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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