Sebastian County property record for 12116 Sapling Dr, Fort Smith, AR 72916
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,752 sqft · built 2009 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Apr 2026) |
| Tax Bill | $2,494 (2026) |
| Deeds & Mortgages | Jan 2016 Mortgage Sep 2009 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16487-0016-00000-00 |
| Primary APN | 16487-0016-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 1,752 sqft |
| Flooring | Carpet |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 194 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 291 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 82167 |
|---|---|
| Street Address | 12116 SAPLING DR |
| City | FORT SMITH |
| State | AR |
| Zip | 72916-8411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 |
| Legal Range | 31 |
| Legal Township | 07 |
| Legal Section | 19 |
| Legal Subdivision | RIDGEWOOD AT RYE HILL |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 1306 |
Source: Sebastian County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12116 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 25, 2016 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK STATE CHARTERED INSTIT |
| Sep 22, 2009 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF FORT SMITH |
| Apr 14, 2026 | Warranty Deed, Transfer · FHA Mortgage FIRSTTRUST HOME LOANS INC |
| Apr 14, 2026 | Warranty Deed, Transfer · FHA Mortgage FIRSTTRUST HOME LOANS INC |
| Jul 28, 2021 | Beneficiary Deed, Transfer |
| May 4, 2011 | Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK STATE CHARTERED I |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | May 4, 2011 · Amount on Record |
| Deed Document Number | 20267402 |
| Prior Transfer Date | Jul 23, 2021 |
| Prior Transfer Doc | 2021F19531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 12116 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2016F01179 |
|---|---|
| Date | Jan 25, 2016 |
| Instrument | 2016F-01179 |
| Name | BANCORPSOUTH BANK STATE CHARTERED INSTIT |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 12116 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0007276471 |
|---|---|
| Date | Sep 22, 2009 |
| Instrument | 7276471 |
| Name | FIRST NATIONAL BANK OF FORT SMITH |
|---|---|
| Type | Bank |
| Address | FORT SMITH, AR 72902 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 22, 2010 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Apr 14, 2026 |
| Property Address | 12116 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Document Number | 0000007402 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20267402 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | WASCO TITLE, WACO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108,322.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12116 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Document Number | 0000007403, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20267403 |
| Name | FIRSTTRUST HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Apr 14, 2026 |
| Property Address | 12116 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Document Number | 0202607402 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20267402 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | WACO LAND TITLE, WACO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108,322.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12116 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Document Number | 0000007403, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20267403 |
| Name | FIRSTTRUST HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.62% |
|---|---|
| Max Rate | -1% |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Jul 28, 2021 |
| Property Address | 12116 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Document Number | 2021F19531 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021F-19531 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 12116 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | May 4, 2011 |
| Property Address | 12116 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Document Number | 2011F06163 |
| Instrument Date | May 2, 2011 |
| Instrument | 2011F-06163 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | MOSLEY ABSTRACT AND TITLE COMPANY, MOSLEY ABSTRACT & TITLE INSU |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12116 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Document Number | 2011F06164 |
|---|---|
| Date | May 4, 2011 |
| Instrument | 2011F-06164 |
| Name | BANCORPSOUTH BANK STATE CHARTERED I |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2041 |
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Greenwood School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,494.00 (+9.53%) | $56,885 (-) Land $10,000 Building $46,885 | $284,425 (-) Land $50,000 Building $234,425 |
| 2025 | $2,277.00 (+30.64%) Homeowner's exemption | $56,885 (+48.45%) Land $10,000 Building $46,885 | $284,425 (+48.45%) Land $50,000 Building $234,425 |
| 2023 | $1,743.00 Homeowner's exemption | $38,320 Land $7,400 Building $30,920 | $191,600 Land $37,000 Building $154,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 94% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Wave Rural Connect Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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