12120 Sapling Dr, Fort Smith, AR 72916 Property Records

Sebastian County property record for 12120 Sapling Dr, Fort Smith, AR 72916

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,947 sqft · built 2008
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Jan 2026)
Tax Bill$2,400 (2026)
Deeds & MortgagesJan 2026 Sale & Mortgage
Apr 2022 Transfer
Flood ZoneZone X (minimal risk)
APN16487-0017-00000-00

Property Details

APN / Parcel Number

Primary APN16487-0017-00000-00
Alternative APN
  • 82168

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,947 sqft Living Area
Gross Area2,409 sqft
1st Floor Area1,947 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions217 ft deep x 72 ft wide
Garage TypeAttached
Garage Area462 sqft
DrivewayConcrete Driveway
Driveway Area592 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area186 sqft
Patio Area255 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number82168
Street Address12120 SAPLING DR
CityFORT SMITH
StateAR
Zip72916-8411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17
Legal Range31
Legal Township07
Legal Section19
Legal SubdivisionRIDGEWOOD AT RYE HILL
Legal Block1
Legal Lot Number17
JurisdictionSEBASTIAN AR
Township / Civil DivisionUPPER
Census Block Group1
Census Block1030
Census Tract1306

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12120 SAPLING DR, FORT SMITH, AR 72916-8411
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 1, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2026 · Amount on Record
Deed SaleJan 12, 2026 · Amount on Record
Prior SaleApr 29, 2013 · Amount on Record
Deed Document Number2026677
Prior Transfer DateOct 16, 2020
Prior Transfer Doc0000026564
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEBASTIAN AR
Recording DateJan 12, 2026
Property Address12120 SAPLING DR, FORT SMITH, AR 72916-8411
Document Number0202600677
Instrument DateJan 6, 2026
Instrument2026-00677
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyPROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,089.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address451 SAND DUMP RD, WINNFIELD, LA 71483-7712

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12120 SAPLING DR, FORT SMITH, AR 72916-8411

Mortgage

Document Number0202600678
DateJan 12, 2026
Instrument2026-00678
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEBASTIAN AR
Recording DateApr 1, 2022
Property Address12120 SAPLING DR, FORT SMITH, AR 72916-8411
Document Number2022F07854
Instrument DateApr 1, 2022
Instrument2022F-07854
Transaction TypeTransfer
Record UpdatedJan 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address12120 SAPLING DR, FORT SMITH, AR 72916-8411

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateArkansas
CountySebastian County
MunicipalityFort Smith City
Unified School DistrictGreenwood School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,400.00$59,246 (-) Land $10,000 Building $49,246$296,230 (-) Land $50,000 Building $246,230
2025$2,400.00 (+28.96%) Homeowner's exemption$59,246 (+46.65%) Land $10,000 Building $49,246$296,230 (+46.65%) Land $50,000 Building $246,230
2023$1,861.00 Homeowner's exemption$40,400 Land $7,400 Building $33,000$202,000 Land $37,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 94% of Arkansas
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT SMITH WATER UTILITIES
serves 86,209 people · EPA ID AR0000507
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Wave Rural Connect
Fiber
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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