12129 Sapling Dr, Fort Smith, AR 72916 Property Records

Sebastian County property record for 12129 Sapling Dr, Fort Smith, AR 72916

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,956 sqft · built 2008
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2022)
Tax Bill	$2,405 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16487-0025-00000-00`

Property Details

APN / Parcel Number

Primary APN	`16487-0025-00000-00`
Alternative APN	`82176`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,956 sqft Living Area
1st Floor Area	1,956 sqft

Exterior

Year Built	Built 2008
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Garage Type	Attached
Garage Area	603 sqft
Driveway	Driveway
Driveway Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	155 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	82176
Street Address	12129 SAPLING DR
City	FORT SMITH
State	AR
Zip	72916-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25
Legal Range	31
Legal Township	07
Legal Section	19
Legal Subdivision	RIDGEWOOD AT RYE HILL
Legal Lot Number	25
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	1
Census Block	1031
Census Tract	1306

Owner

Source: Sebastian County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12129 SAPLING DR, FORT SMITH, AR 72916-8411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF FORT SMITH
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 6, 2022 · Amount on Record
Deed Sale	Oct 6, 2022 · Amount on Record
Prior Sale	Aug 28, 2015 · Amount on Record
Deed Document Number	2022-024099
Deed Book / Page	2022 / 24099
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Oct 6, 2022
Property Address	12129 SAPLING DR, FORT SMITH, AR 72916-8411
Document Number	2022F24099
Map Reference	PL 1789A
Instrument Date	Oct 6, 2022
Instrument	2022F-24099
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6103 WHITE OAK CIR, 6103, FORT SMITH, AR 72916-8843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12129 SAPLING DR, FORT SMITH, AR 72916-8411

Mortgage

Document Number	2022F24100
Date	Oct 6, 2022
Instrument	2022F-24100

Lender

Name	FIRST NATIONAL BANK OF FORT SMITH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	12129 SAPLING DR, FORT SMITH, AR 72916-8411
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019G21728
Date	Oct 10, 2019
Instrument	2019G-21728

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 9, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	12129 SAPLING DR, FORT SMITH, AR 72916-8411
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021F06488
Date	Mar 16, 2021
Instrument	2021F-06488

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	APO, AE 9810

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Greenwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,405.00 (+28.89%) Homeowner's exemption	$59,811 (+47.75%) Land $10,000 Building $49,811	$299,055 (+47.75%) Land $50,000 Building $249,055
2023	$1,866.00 Homeowner's exemption	$40,480 Land $7,400 Building $33,080	$202,400 Land $37,000 Building $165,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Arkansas Valley Electric Cooperative Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

12129 Sapling Dr, Fort Smith, AR 72916 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Sapling Dr

Nearby Streets

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