Sebastian County property record for 12125 Sapling Dr, Fort Smith, AR 72916
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,644 sqft · built 2009 |
| Lot Size | 0.204 acres (8,886 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,825 (Aug 2025) |
| Tax Bill | $2,165 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage May 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16487-0026-00000-00 |
| Primary APN | 16487-0026-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| Gross Area | 2,106 sqft |
| 1st Floor Area | 1,644 sqft |
| Flooring | Carpet |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 8,886 sqft (0.204 acres) |
| Lot Dimensions | 125 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 86 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 82192 |
|---|---|
| Street Address | 12125 SAPLING DR |
| City | FORT SMITH |
| State | AR |
| Zip | 72916-8411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 |
| Legal Range | 31 |
| Legal Township | 07 |
| Legal Section | 19 |
| Legal Subdivision | RIDGEWOOD AT RYE HILL |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 1306 |
Source: Sebastian County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12125 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Aug 11, 2025 | Warranty Deed, Transfer · FHA Mortgage FIRSTTRUST HOME LOANS INC |
| May 7, 2021 | Warranty Deed, Transfer ACCOMMODATION |
| Jul 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2025 · Amount on Record |
| Deed Sale | Aug 11, 2025 · Amount on Record |
| Prior Sale | May 7, 2021 · Amount on Record |
| Deed Document Number | 202515429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Aug 11, 2025 |
| Property Address | 12125 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Document Number | 0202515429 |
| Instrument Date | Aug 7, 2025 |
| Instrument | 2025-15429 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | MARYLAND TITLE COMPANY, MARTIN LAND & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $877.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3735 W EDGEWOOD ST, SPRINGFIELD, MO 65807-5585 |
| Name | Verified Name |
|---|---|
| Address | 12125 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Document Number | 0202515430 |
|---|---|
| Date | Aug 11, 2025 |
| Instrument | 2025-15430 |
| Name | FIRSTTRUST HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | SHERIDAN, AR 72150 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | May 7, 2021 |
| Property Address | 12125 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Document Number | 2021F11843 |
| Instrument Date | May 6, 2021 |
| Instrument | 2021F-11843 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $689.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 WOODLANDS CIR, 50, BATESVILLE, AR 72501-4002 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 204 CAPULIN MTN, CEDAR PARK, TX 78613-3049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Jul 13, 2017 |
| Property Address | 12125 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Document Number | 2017F15102 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2017F-15102 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2866 W HILLSHIRE DR, 2866, FORT SMITH, AR 72916 |
| Name | Verified Name |
|---|---|
| Address | 12125 SAPLING DR, FORT SMITH, AR 72916-8411 |
| Document Number | 2017F15103 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 2017F-15103 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Greenwood School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,165.00 | $53,262 (-) Land $10,000 Building $43,262 | $266,310 (-) Land $50,000 Building $216,310 |
| 2025 | $2,165.00 (+32.25%) Homeowner's exemption | $53,262 (+46.16%) Land $10,000 Building $43,262 | $266,310 (+46.16%) Land $50,000 Building $216,310 |
| 2023 | $1,637.00 Homeowner's exemption | $36,440 Land $7,400 Building $29,040 | $182,200 Land $37,000 Building $145,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Wave Rural Connect Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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