Monroe County property record for 121 Willow Ln, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,250 sqft · built 1977 |
| Lot Size | 0.258 acres (11,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $920,000 (Aug 2017) |
| Tax Bill | $13,938 (2024) |
| Deeds & Mortgages | Dec 2019 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00391090-000000 |
| Primary APN | 00391090-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Reinforced Concrete |
| Roof Material | Other |
| Lot Area | 11,280 sqft (0.258 acres) |
| Lot Dimensions | 120 ft deep x 94 ft wide |
| Garage Area | 300 sqft |
| Porch | Open Porch |
| Porch Area | 1,734 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1479411 |
|---|---|
| Old Parcel Number | 20643600391090000000 |
| Street Address | 121 WILLOW LN |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2 LT 6 SAFETY HARBOR PB 3-69 SEC-1 LOWER MATECUMBE KEY OR47-181/183 OR77-450 OR404-391 OR766-979/980 OR1065-1375 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | SAFETY HARBOR SEC 1 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 121 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2019 | Deed of Trust, Mortgage IBERIABANK |
| Aug 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2017 · Amount on Record |
| Deed Sale | Aug 24, 2017 · Amount on Record |
| Deed Document Number | 2136220 |
| Deed Book / Page | 2870 / 1017 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 121 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Document Number | 0030001674 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10570 SW 56TH TER MIAMI FL 331732800, MIAMI, FL 33173-2800 |
| Document Number | 0030001674 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 003000/001674 |
| Instrument | 2249556 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | NEW IBERIA, LA 70562 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 24, 2017 |
| Property Address | 121 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Document Number | 0028701017 |
| Book / Page | 2870 / 1017 |
| Map Reference | MB3 PG69 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 2136220 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ABOLUTE FIRST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1894 TENNESSEE AVE, 1894, CROSSVILLE, TN 38555-5710 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 121 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Document Number | 0002136221 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 2136221 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,014,244 (+2.73%) Land $1,511,520 Building $502,724 | $2,014,244 (+2.73%) Land $1,511,520 Building $502,724 | |
| 2024 | $13,938.00 (+3.71%) | ||
| 2023 | $13,440.00 (+18.31%) | $1,960,720 (+38.8%) Land $1,465,695 Building $495,025 | $1,960,720 (+38.8%) Land $1,465,695 Building $495,025 |
| 2022 | $11,360.00 | $1,412,611 Land $910,127 Building $502,484 | $1,412,611 Land $910,127 Building $502,484 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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