105 Willow Ln, Islamorada, FL 33036 Property Records

Monroe County property record for 105 Willow Ln, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,691 sqft · built 1963
Lot Size	0.227 acres (9,890 sqft)
Owner	2 Company Names on Record
Last Sale	$315,000 (Nov 2001)
Tax Bill	$11,400 (2025)
Deeds & Mortgages	May 2026 Sale
Flood Zone	Zone AE (high risk)
APN	`00391050-000000`

Property Details

APN / Parcel Number

Primary APN	`00391050-000000`
Alternative APNs	`20643600391050000000` `1479373`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,691 sqft Living Area
1st Floor Area	1,691 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,890 sqft (0.227 acres)
Lot Dimensions	108 ft deep x 92 ft wide
View / Lot	Canal
Porch	Florida Room
Porch Area	469 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1479373
Street Address	105 WILLOW LN
City	ISLAMORADA
State	FL
Zip	33036-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS-M
Legal Description	BK 2 LT 2 SAFETY HARBOR SEC 1 PB 3-69 LOWER MATECUMBE KEY OR285-19 OR534-418D/C OR1717-1576D/C OR1738-727P/R OR2713-620D/C
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	SAFETY HARBOR SEC 1
Legal Block	2
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1009
Census Tract	970900

Owner

Source: Monroe County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	105 WILLOW LN, ISLAMORADA, FL 33036-4217
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2001 · Amount on Record
Deed Sale	Nov 14, 2001 · Amount on Record
Deed Book / Page	1738 / 727
Last Transfer Date	May 20, 2026
Transfer Doc	0002545098
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 28, 2026
Property Address	105 WILLOW LN, ISLAMORADA, FL 33036-4217
Document Number	0002545098
Book / Page	3383 / 96
Instrument Date	May 20, 2026
Instrument	20262545098
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	105 WILLOW LN, ISLAMORADA, FL 33036-4217

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,400.00 (+6.26%)	$1,515,671 (+3.25%) Land $1,291,238 Building $224,433	$1,515,671 (+3.25%) Land $1,291,238 Building $224,433
2024	$10,728.00 (+4%)
2023	$10,315.00 (+20.57%)	$1,467,978 (+48.42%) Land $1,260,975 Building $207,003	$1,467,978 (+48.42%) Land $1,260,975 Building $207,003
2022	$8,555.00	$989,059 Land $781,805 Building $207,254	$989,059 Land $781,805 Building $207,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20