Monroe County property record for 115 Willow Ln, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,567 sqft · built 2021 |
| Lot Size | 0.227 acres (9,890 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $3,250,000 (Apr 2021) |
| Tax Bill | $32,363 (2024) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00391080-000000 |
| Primary APN | 00391080-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 5,567 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 9,890 sqft (0.227 acres) |
| Lot Dimensions | 108 ft deep x 92 ft wide |
| Garage Type | Mixed |
| Carport | Carport |
| Carport Area | 600 sqft |
| Porch | Open Porch |
| Patio Area | 780 sqft |
| Boat Access | Boat Access |
| Heating System | Forced Air |
|---|
| Account Number | 1479403 |
|---|---|
| Old Parcel Number | 20643600391080000000 |
| Street Address | 115 WILLOW LN |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2 LT 5 SAFETY HARBOR SEC 1 PB3-69 LOWER MATECUMBE KEY OR430-257 OR766-977/78 OR2839-590 OR2880-726/27 OR3088-2039 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | SAFETY HARBOR SEC 1 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 115 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Sep 25, 2019 | Deed of Trust, Mortgage · Commercial Mortgage 5 ARCH FUNDING CORP |
| Nov 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage DAVID & ROSANNE GROLMAN |
| Feb 14, 2017 | Warranty Deed, Transfer FLORIDA TITLE |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2021 · Amount on Record |
| Deed Sale | Apr 13, 2021 · Amount on Record |
| Prior Sale | Nov 22, 2017 · Amount on Record |
| Deed Document Number | 2313620 |
| Deed Book / Page | 3088 / 2039 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 13, 2021 |
| Property Address | 115 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Document Number | 0030882039 |
| Book / Page | 3088 / 2039 |
| Map Reference | MB 3 PG 69 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2313620 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | VIZCAYA TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11821 SW 107TH CT, MIAMI, FL 33176-3935 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 115 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Document Number | 0030882041 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 3088/2041 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 115 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029860624 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 2986/0624 |
| Instrument | 2237951 |
| Name | 5 ARCH FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92612 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 22, 2017 |
| Property Address | 115 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Document Number | 0028800726 |
| Book / Page | 002880 / 000726 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 2144695 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11821 SW 107TH CT MIAMI FL 331763935, MIAMI, FL 33176-3935 |
| Document Number | 28800728 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 002880/000728 |
| Instrument | 2144696 |
| Name | DAVID & ROSANNE GROLMAN |
|---|---|
| Address | 5020 WYNFIELD DR, MYRTLE BEACH, SC 29577-5885 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 14, 2017 |
| Property Address | 115 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Document Number | 0028390590 |
| Book / Page | 002839 / 000590 |
| Instrument Date | Feb 1, 2017 |
| Instrument | 2110415 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2017 |
| Title Company | FLORIDA TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,185.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13324 BONDY WAY NORTH POTOMAC MD 208782132, NORTH POTOMAC, MD 20878-2132 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,580,469 (+3.07%) Land $1,291,238 Building $2,289,231 | $3,580,469 (+3.07%) Land $1,291,238 Building $2,289,231 | |
| 2024 | $32,363.00 (+5.11%) | ||
| 2023 | $30,791.00 (+10.87%) | $3,473,732 (+16.9%) Land $1,260,975 Building $2,212,757 | $3,473,732 (+16.9%) Land $1,260,975 Building $2,212,757 |
| 2022 | $27,772.00 | $2,971,540 Land $781,805 Building $2,189,735 | $2,971,540 Land $781,805 Building $2,189,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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