Monroe County property record for 101 Willow Ln, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,486 sqft · built 2013 |
| Lot Size | 0.227 acres (9,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,600,000 (Feb 2020) |
| Tax Bill | $18,128 (2024) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00391040-000000 |
| Primary APN | 00391040-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,486 sqft Living Area |
| Gross Area | 3,766 sqft |
| 1st Floor Area | 2,486 sqft |
| Attic | Attic |
| Attic Area | 520 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,890 sqft (0.227 acres) |
| Lot Dimensions | 108 ft deep x 92 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 1,280 sqft |
| Porch | Open Porch |
| Porch Area | 2,477 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1479365 |
|---|---|
| Street Address | 101 WILLOW LN |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | BK 2 LT 1 SAFETY HARBOR PB 3-69 SEC-1 LOWER MATECUMBE KEY OR542-1027 OR1954-2127D/C OR1956-641 OR2279-670 OR2379-200 OR2382-1092 OR2470-276 OR2537-2353 OR2888-1177/78 OR3011-0388 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | SAFETY HARBOR SEC 1 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 449 LAWRENCE RD, POWNAL, ME 04069-6137 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2020 | Warranty Deed, Transfer KEYBANK USA |
| Jan 23, 2018 | Warranty Deed, Transfer · ARM CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2020 · Amount on Record |
| Deed Sale | Feb 28, 2020 · Amount on Record |
| Prior Sale | Jan 23, 2018 · Amount on Record |
| Deed Document Number | 20202257942 |
| Deed Book / Page | 3011 / 388 |
| Prior Transfer Date | Sep 30, 2008 |
| Prior Transfer Doc | 0023821092 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 28, 2020 |
| Property Address | 101 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Document Number | 0030110388 |
| Book / Page | 003011 / 000388 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2257942 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 449 LAWRENCE RD POWNAL ME 040696137, POWNAL, ME 04069-6137 |
| Document Number | 30110389 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 003011/000389 |
| Instrument | 2257943 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | 127 PUBLIC SQ, CLEVELAND, OH 44114-1217 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 27, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 23, 2018 |
| Property Address | 101 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Document Number | 0028881177 |
| Book / Page | 2888 / 1177 |
| Map Reference | MB3 PG69 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 2152233 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | CORAL REEF TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8755 THE ESPLANADE APT 111, 111, ORLANDO, FL 32836-7725 |
| Document Number | 0002152234 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 2152234 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Feb 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,255,044 (+2.52%) Land $1,291,238 Building $963,806 | $2,255,044 (+2.52%) Land $1,291,238 Building $963,806 | |
| 2024 | $18,128.00 (+4.45%) | ||
| 2023 | $17,355.00 (+14.1%) | $2,199,518 (+27.95%) Land $1,260,975 Building $938,543 | $2,199,518 (+27.95%) Land $1,260,975 Building $938,543 |
| 2022 | $15,210.00 | $1,719,042 Land $781,805 Building $937,237 | $1,719,042 Land $781,805 Building $937,237 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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