Monroe County property record for 113 Willow Ln, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,660 sqft · built 1962 |
| Lot Size | 0.227 acres (9,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $178,000 (Dec 1990) |
| Tax Bill | $3,153 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00391070-000000 |
| Primary APN | 00391070-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,890 sqft (0.227 acres) |
| Lot Dimensions | 108 ft deep x 92 ft wide |
| View / Lot | Canal |
| Porch | Open Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | Deck Area |
| Patio Area | 684 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1479390 |
|---|---|
| Street Address | 113 WILLOW LN |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | BK 2 LT 4 SAFETY HARBOR SEC 1 PB3-69 LOWER MATECUMBE KEY OR21-119 OR457-168 C J SER3-W9 OR927-1040D/C OR1134-756 OR1153-727 OR1265-1818AFF OR1964-1340AFF |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | SAFETY HARBOR SEC 1 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970900 |
Source: Monroe County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 113 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1990 · Amount on Record |
| Deed Sale | Dec 1, 1990 · Amount on Record |
| Prior Sale | Jun 1, 1990 · Amount on Record |
| Deed Book / Page | 1153 / 727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 113 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|---|
| Address | 113 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Document Number | 0030692361 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 3069/2361 |
| Instrument | 2300068 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2041 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,153.00 (+3.21%) Homeowner's exemption | $277,613 (+5.99%) | $1,553,130 (+3.07%) Land $1,291,238 Building $261,892 |
| 2024 | $3,055.00 (+0.83%) | ||
| 2023 | $3,030.00 (+1.64%) Homeowner's exemption | $261,933 (+3%) | $1,506,873 (+46.56%) Land $1,260,975 Building $245,898 |
| 2022 | $2,981.00 Homeowner's exemption | $254,304 | $1,028,129 Land $781,805 Building $246,324 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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