116 Willow Ln, Islamorada, FL 33036 Property Records

Monroe County property record for 116 Willow Ln, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,458 sqft · built 1963
Lot Size	0.227 acres (9,890 sqft)
Owner	Company Name on Record
Last Sale	$575,000 (Jun 2021)
Tax Bill	$13,491 (2025)
Deeds & Mortgages	Jun 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`00391110-000000`

Property Details

APN / Parcel Number

Primary APN	`00391110-000000`
Alternative APNs	`20643600391110000000` `1479438`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Flat
Roof Material	Concrete
Lot Area	9,890 sqft (0.227 acres)
Lot Dimensions	108 ft deep x 92 ft wide
View / Lot	Canal

Exterior Amenities

Porch	Slab
Porch Area	258 sqft
Patio Area	187 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1479438
Street Address	116 WILLOW LN
City	ISLAMORADA
State	FL
Zip	33036-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS-M
Legal Description	BK 2 LT 8 SAFETY HARBOR SEC 1 PB3-69 LOWER MATECUMBE PB3-69 OR490-313 OR1482-1378 OR1990-832/834 OR2215-1122/23 OR3102-2240
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	SAFETY HARBOR SEC 1
Legal Block	2
Legal Lot Number	8
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1009
Census Tract	970900

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4931 SW 198TH TER, SOUTHWEST RANCHES, FL 33332-1131
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Mar 24, 2004 · Amount on Record
Deed Document Number	20212323297
Deed Book / Page	3102 / 2240
Prior Transfer Date	May 22, 2006
Prior Transfer Doc	0022151122
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 4, 2021
Property Address	116 WILLOW LN, ISLAMORADA, FL 33036-4217
Document Number	0031022240
Book / Page	3102 / 2240
Map Reference	MB 3 PG 69
Instrument Date	May 24, 2021
Instrument	2323297
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20701 STIRLING RD, 20701, SOUTHWEST RANCHES, FL 33332-1513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4931 SW 198TH TER, SOUTHWEST RANCHES, FL 33332-1131

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,491.00 (+7.25%)	$1,579,804 (+4%) Land $1,291,238 Building $288,566	$1,579,804 (+4%) Land $1,291,238 Building $288,566
2024	$12,579.00 (+4.69%)
2023	$12,016.00 (+19.11%)	$1,519,080 (+45.61%) Land $1,260,975 Building $258,105	$1,519,080 (+45.61%) Land $1,260,975 Building $258,105
2022	$10,088.00	$1,043,235 Land $781,805 Building $261,430	$1,043,235 Land $781,805 Building $261,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20