Monroe County property record for 120 Willow Ln, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 3,307 sqft · built 2018 |
| Lot Size | 0.258 acres (11,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,100,000 (Jul 2019) |
| Tax Bill | $22,227 (2024) |
| Deeds & Mortgages | Jul 2019 Sale & Construction Loan Mar 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00391100-000000 |
| Primary APN | 00391100-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,307 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 11,280 sqft (0.258 acres) |
| Lot Dimensions | 120 ft deep x 94 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,113 sqft |
| Porch | Enclosed Porch |
| Patio Area | 125 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 1479420 |
|---|---|
| Old Parcel Number | 20643600391100000000 |
| Street Address | 120 WILLOW LN |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2 LT 7 SAFETY HARBOR SEC 1 PB3-69 LOWER MATECUMBE KEY OR438-1044 OR705-844 OR1485-1230AFF OR1485-1231/40TR OR1485-1241/42 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | SAFETY HARBOR SEC 1 |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970900 |
120 Willow Ln is owned by two individuals who bought it in July 2019.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 7943 NW 158TH TER, MIAMI LAKES, FL 33016-7112 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2019 | Warranty Deed, Transfer · Construction Mortgage LAZARO R & MARIALINA MARTINEZ |
| Mar 31, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on File |
| Deed Sale | Jul 24, 2019 · Amount on File |
| Prior Sale | Mar 31, 2017 · Amount on File |
| Deed Document Number | 2229966 |
| Deed Book / Page | 2976 / 1474 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 24, 2019 |
| Property Address | 120 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Document Number | 0029761474 |
| Book / Page | 002976 / 001474 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 2229966 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7943 NW 158TH TER MIAMI LAKES FL 330167112, MIAMI LAKES, FL 33016-7112 |
| Document Number | 29761477 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 002976/001477 |
| Instrument | 2229968 |
| Name | LAZARO R & MARIALINA MARTINEZ |
|---|---|
| Address | 13851 SW 30TH ST, MIAMI, FL 33175-6604 |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 23, 2020 |
| Rate | 6% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 31, 2017 |
| Property Address | 120 WILLOW LN, ISLAMORADA, FL 33036-4217 |
| Document Number | 0028462078 |
| Book / Page | 002846 / 002078 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 2116912 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,975.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13851 SW 30TH ST MIAMI FL 331756604, MIAMI, FL 33175-6604 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,692,865 Land $1,443,840 Building $1,249,025 | $2,692,865 Land $1,443,840 Building $1,249,025 | |
| 2024 | $22,227.00 (+4.58%) | ||
| 2023 | $21,254.00 (+12.82%) | $2,613,113 (+23.72%) Land $1,395,900 Building $1,217,213 | $2,613,113 (+23.72%) Land $1,395,900 Building $1,217,213 |
| 2022 | $18,839.00 | $2,112,035 Land $865,458 Building $1,246,577 | $2,112,035 Land $865,458 Building $1,246,577 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Willow Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Willow Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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