121 Bear Run Rd, Richmond, KY 40475 Property Records

Madison County property record for 121 Bear Run Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,846 sqft
Lot Size	1.3 acres (57,064 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2020)
Tax Bill	$2,640 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0063-0000-0014`

Property Details

APN / Parcel Number

Primary APN	`0063-0000-0014`
Alternative APNs	`119096` `82131` `48555`

Interior

Stories	2 Stories
Building Area	1,846 sqft Living Area

Exterior

Exterior Material	Brick/Stone
Lot Area	57,064 sqft (1.3 acres)
Garage Type	Attached
Garage Area	605 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	48555
Street Address	121 BEAR RUN RD
City	RICHMOND
State	KY
Zip	40475-8004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNLINE LOT 6
Legal Subdivision	TOWNLINE
Legal Lot Number	6
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1001
Census Tract	10104

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	121 BEAR RUN RD, RICHMOND, KY 40475-8004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2020 · Amount on Record
Deed Sale	Jun 18, 2020 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	2014014188
Deed Book / Page	D00789 / 363
Record Updated	Jun 8, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 18, 2020
Property Address	121 BEAR RUN RD, RICHMOND, KY 40475-8004
Document Number	D00789/363
Book / Page	D00789 / 363
Map Reference	MB 8 PG 217
Instrument Date	Jun 12, 2020
Instrument	2014014188
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 BARCROFT DR, 108, YORKTOWN, VA 23692-2205

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	121 BEAR RUN RD, RICHMOND, KY 40475-8004

Mortgage

Document Number	2014014189
Date	Jun 18, 2020
Instrument	2014014189

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 31, 2018
Property Address	121 BEAR RUN RD, RICHMOND, KY 40475-8004
Document Number	D00760/043
Book / Page	D00760 / 043
Instrument Date	May 29, 2018
Instrument	2013976793
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5970 N LONDON AVE, 5970, KANSAS CITY, MO 64151-2640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 BEAR RUN RD, RICHMOND, KY 40475-8004

Mortgage

Document Number	2013976794
Date	May 31, 2018
Instrument	2013976794

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,640.00 (-2.8%) Additional exemption filed	$280,000 (-)	$280,000 (-)
2023	$2,716.00	$280,000	$280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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