Madison County property record for 109 Bear Run Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3,972 sqft |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Sep 2021) |
| Tax Bill | $4,950 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0063-0000-0011 |
| Primary APN | 0063-0000-0011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,972 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 52,708 sqft (1.21 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 63362 |
|---|---|
| Street Address | 109 BEAR RUN RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWNLINE LOT 3 |
| Legal Subdivision | TOWNLINE |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10104 |
109 Bear Run Rd is owned and occupied by an individual who bought it in September 2021.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 109 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Sep 28, 2021 | Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Sep 28, 2021 | Deed, Transfer GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Mar 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Dec 4, 2018 | Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on File |
| Deed Sale | Sep 28, 2021 · Amount on File |
| Prior Sale | Sep 28, 2021 · Amount on File |
| Deed Document Number | 2014055376 |
| Deed Book / Page | D812 / 86 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 109 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | M2031/228 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | M2031/228 |
| Instrument | 2014031125 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ROSA, CA 95401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 28, 2021 |
| Property Address | 109 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Document Number | D812/86 |
| Book / Page | D812 / 86 |
| Map Reference | MB 8 PG 217 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2014055376 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 PARKVIEW PLZ, 1, OAKBROOK TERRACE, IL 60181-4400 |
| Name | Verified Name |
|---|---|
| Address | 109 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Document Number | 2014055377 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2014055377 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 28, 2021 |
| Property Address | 109 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Document Number | D812/83 |
| Book / Page | D812 / 83 |
| Map Reference | MB 8 PG 217 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2014055375 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 BEAR RUN RD, 109, RICHMOND, KY 40475-8004 |
| Name | Verified Name |
|---|---|
| Address | 1 PARKVIEW PLZ, OAKBROOK TERRACE, IL 60181-4400 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 15, 2019 |
| Property Address | 109 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Document Number | D00771/109 |
| Book / Page | D00771 / 109 |
| Map Reference | MB 8 PG 217 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 2013989672 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | METRO TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2055 OLD BOONESBORO RD # 2, 2055, RICHMOND, KY 40475-9307 |
| Name | Verified Name |
|---|---|
| Address | 109 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Document Number | 2013989673 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 2013989673 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 4, 2018 |
| Property Address | 109 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Document Number | D00767/486 |
| Book / Page | D00767 / 486 |
| Map Reference | MB28 PG169 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 2013985498 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2236 MANGROVE DR, 2236, LEXINGTON, KY 40513-1339 |
| Name | Verified Name |
|---|---|
| Address | 109 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Document Number | 2013985499 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 2013985499 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Dec 1, 2024 |
The 2025 property tax bill for 109 Bear Run Rd was $4,950 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,950.00 Additional exemption filed | $525,000 | $525,000 |
| 2023 | $5,092.00 | $525,000 | $525,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Bear Run Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Bear Run Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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