Madison County property record for 104 Bear Run Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,151 sqft |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Jul 2013) |
| Tax Bill | $1,187 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0063-0000-0020 |
| Primary APN | 0063-0000-0020 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,151 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 70019 |
|---|---|
| Street Address | 104 BEAR RUN RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWNLINE LOT 12 |
| Legal Subdivision | TOWNLINE |
| Legal Lot Number | 12 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10104 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Sep 15, 2020 | Deed of Trust, Mortgage · Line of Credit MEMBERS HERITAGE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2013 · Amount on Record |
| Deed Sale | Jul 30, 2013 · Amount on Record |
| Deed Document Number | 0000069476 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 104 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0M2114/299 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | M2114/299 |
| Instrument | 2014066403 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 104 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01978/453 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | M01978/453 |
| Instrument | 2014020328 |
| Name | MEMBERS HERITAGE FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 14, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,187.00 (-4.81%) Homeowner's exemption | $175,000 (-) | $175,000 (-) |
| 2023 | $1,247.00 Homeowner's exemption | $175,000 | $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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