116 Bear Run Rd, Richmond, KY 40475 Property Records

Madison County property record for 116 Bear Run Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,641 sqft
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jan 2018)
Tax Bill	$2,136 (2025)
Deeds & Mortgages	Mar 2018 Construction Loan Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0063-0000-0017`

Property Details

APN / Parcel Number

Primary APN	`0063-0000-0017`
Alternative APNs	`108669` `146014` `76170`

Interior

Stories	1 Story
Building Area	1,641 sqft Living Area
1st Floor Area	1,641 sqft
Basement Area	1,641 sqft
Unfinished Basement	1,641 sqft

Exterior

Exterior Material	Brick Veneer
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	76170
Street Address	116 BEAR RUN RD
City	RICHMOND
State	KY
Zip	40475-8004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNLINE LOT 8-9
Legal Subdivision	TOWNLINE
Legal Lot Number	8-9
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1001
Census Tract	10104

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 BEAR RUN RD, RICHMOND, KY 40475-8004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2018	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK & TRUST CO
Apr 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage KENTUCKY BANK
Jan 10, 2018	Special Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Apr 7, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2018 · Amount on Record
Deed Sale	Jan 10, 2018 · Amount on Record
Prior Sale	Apr 7, 2017
Deed Document Number	20182013970204
Deed Book / Page	00754 / 664
Prior Transfer Date	Dec 9, 2010
Prior Transfer Doc	00D664/309
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	116 BEAR RUN RD, RICHMOND, KY 40475-8004
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01795/615
Date	Mar 30, 2018
Book Page	M01795/615
Instrument	2013973593

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	99 Months
Due	Jun 9, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	116 BEAR RUN RD, RICHMOND, KY 40475-8004
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01860/263
Date	Apr 30, 2019
Book Page	M01860/263
Instrument	2013991748

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2039

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	116 BEAR RUN RD, RICHMOND, KY 40475-8004
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01869/737
Date	Jun 19, 2019
Book Page	M01869/737
Instrument	2013994311

Lender

Name	KENTUCKY BANK
Type	Bank
Address	WINCHESTER, KY 40391

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 7, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jan 10, 2018
Property Address	116 BEAR RUN RD, RICHMOND, KY 40475-8004
Document Number	D00754/664
Book / Page	D00754 / 664
Map Reference	MB8PG217
Instrument Date	Oct 18, 2017
Instrument	2013970204
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 BEAR RUN RD, RICHMOND, KY 40475-8004

Mortgage

Document Number	2013970205
Date	Jan 10, 2018
Instrument	2013970205

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2047

April 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	MADISON KY
Recording Date	Apr 7, 2017
Property Address	116 BEAR RUN RD, RICHMOND, KY 40475-8004
Document Number	D00743/188
Book / Page	D00743 / 188
Map Reference	MB8 PG217
Instrument Date	Mar 15, 2017
Instrument	2013956844
Transaction Type	Foreclosure
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4080 N ADILLAC, 4080, ANDERSON, IN 46011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STAEVEW BLVD, RICHMOND, KY 40475
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,136.00 (-2.82%)	$226,600 (-)	$226,600 (-)
2023	$2,198.00	$226,600	$226,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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