117 Bear Run Rd, Richmond, KY 40475 Property Records

Madison County property record for 117 Bear Run Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,785 sqft
Lot Size	1.33 acres (57,935 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Feb 2026)
Tax Bill	$2,978 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Mar 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0063-0000-0013`

Property Details

APN / Parcel Number

Primary APN	`0063-0000-0013`
Alternative APNs	`131773` `94619` `59873`

Interior

Stories	2 Stories
Building Area	1,785 sqft Living Area

Exterior

Exterior Material	Wood
Lot Area	57,935 sqft (1.33 acres)
Garage Type	Basement
Garage Area	358 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	59873
Street Address	117 BEAR RUN RD
City	RICHMOND
State	KY
Zip	40475-8004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNLINE LOT 5
Legal Subdivision	TOWNLINE
Legal Lot Number	5
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1001
Census Tract	10104

Owner

Source: Madison County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	117 BEAR RUN RD, RICHMOND, KY 40475-8004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Mar 4, 2010	Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA
Feb 11, 2026	Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Apr 2, 2024	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC
Aug 18, 2020	Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Apr 2, 2024 · Amount on Record
Deed Document Number	2014317847
Deed Book / Page	D879 / 177
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	117 BEAR RUN RD, RICHMOND, KY 40475-8004
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	HIGH STREET TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2071/256
Date	Jul 8, 2021
Book Page	M2071/256
Instrument	2014044052

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	117 BEAR RUN RD, RICHMOND, KY 40475-8004
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	JETT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1335/371
Date	Mar 4, 2010
Book Page	M1335/371
Instrument	440260

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2040

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 11, 2026
Property Address	117 BEAR RUN RD, RICHMOND, KY 40475-8004
Document Number	00D879/177
Book / Page	D879 / 177
Map Reference	CAB 8 SL 217
Instrument Date	Jan 30, 2026
Instrument	2014317847
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	LAND GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 HUNTERS RUN DR, RICHMOND, KY 40475-9198

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	117 BEAR RUN RD, RICHMOND, KY 40475-8004

Mortgage

Document Number	2014317848
Date	Feb 11, 2026
Instrument	2014317848

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 2, 2024
Property Address	117 BEAR RUN RD, RICHMOND, KY 40475-8004
Document Number	00D850/456
Book / Page	D850 / 456
Map Reference	CAB 8 SL 217
Instrument Date	Apr 1, 2024
Instrument	2014197139
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3636 MOSSBRIDGE WAY, LEXINGTON, KY 40514-1600

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	117 BEAR RUN RD, RICHMOND, KY 40475-8004

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 18, 2020
Property Address	117 BEAR RUN RD, RICHMOND, KY 40475-8004
Document Number	D00792/630
Book / Page	D00792 / 630
Map Reference	CAB 8 SL 217
Instrument Date	Jul 24, 2020
Instrument	2014018314
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BEAR RUN RD, RICHMOND, KY 40475-8004

Mortgage

Document Number	2014018315
Date	Aug 18, 2020
Instrument	2014018315

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,978.00 (+10.46%) Homeowner's exemption	$365,000 (+31.29%)	$365,000 (+31.29%)
2023	$2,696.00	$278,000	$278,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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