Madison County property record for 105 Bear Run Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,618 sqft |
| Owner | 2 Individual Names on Record |
| Last Sale | $176,500 (Apr 2014) |
| Tax Bill | $1,303 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2006 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0063-0000-0010 |
| Primary APN | 0063-0000-0010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,618 sqft Living Area |
| Exterior Material | Wood |
|---|---|
| Garage Type | Basement |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 68679 |
|---|---|
| Street Address | 105 BEAR RUN RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWNLINE LOT 2 |
| Legal Subdivision | TOWNLINE |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10104 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jun 22, 2006 | Deed of Trust, Mortgage COMMUNITY TRUST BANK INC |
| Dec 22, 2025 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Jan 9, 2009 | Deed, Transfer · Conventional Mortgage INSIGHT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2014 · Amount on Record |
| Deed Sale | Apr 7, 2014 · Amount on Record |
| Deed Document Number | 0000699459 |
| Deed Book / Page | D642 / 358 |
| Prior Transfer Date | Jan 9, 2009 |
| Prior Transfer Doc | 419964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 105 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | JETT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0M2126/398 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | M2126/398 |
| Instrument | 2014072771 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 105 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1113/331 |
|---|---|
| Date | Jun 22, 2006 |
| Book Page | M1113/331 |
| Instrument | 370536 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40391 |
| Amount | Amount Recorded |
|---|---|
| Term | 72 Months |
| Due | Jun 15, 2012 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 22, 2025 |
| Property Address | 105 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Document Number | 00D877/386 |
| Book / Page | D877 / 386 |
| Map Reference | CAB 8 SL 217 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2014307336 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8437 N PUMPKIN CENTER WEST RD, SCOTTSBURG, IN 47170-5362 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 105 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Document Number | 2014307339 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2014307339 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 9, 2009 |
| Property Address | 105 BEAR RUN RD, RICHMOND, KY 40475-8004 |
| Document Number | 00D642/358 |
| Book / Page | D642 / 358 |
| Map Reference | CAB8 SL217 |
| Instrument Date | Jan 5, 2009 |
| Instrument | 419964 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1137 LAFAYETTE BLVD, WINCHESTER, KY 40391-8750 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 105 BEAVER DR # BIG, BIG, RICHMOND, KY 40475-8901 |
| Investor | Possibly a Property Investor |
| Document Number | 0000419965 |
|---|---|
| Date | Jan 9, 2009 |
| Instrument | 419965 |
| Name | INSIGHT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2039 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,303.00 (-4.68%) Homeowner's exemption | $187,300 (-) | $187,300 (-) |
| 2023 | $1,367.00 Homeowner's exemption | $187,300 | $187,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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