112 Bear Run Rd, Richmond, KY 40475 Property Records

Madison County property record for 112 Bear Run Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,442 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Aug 2018)
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0063-0000-0018`

Property Details

APN / Parcel Number

Primary APN	`0063-0000-0018`
Alternative APNs	`115134` `78249` `44442`

Interior

Building Area	1,442 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Architectural Style	Split Foyer
Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	44442
Street Address	112 BEAR RUN RD
City	RICHMOND
State	KY
Zip	40475-8004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNLINE LOT 10
Legal Subdivision	TOWNLINE
Legal Lot Number	10
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1001
Census Tract	10104

Owner

Source: Madison County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 BEAR RUN RD, RICHMOND, KY 40475-8004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2018	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on Record
Deed Sale	Aug 8, 2018 · Amount on Record
Deed Document Number	20182013979918
Deed Book / Page	763 / 29
Record Updated	Sep 20, 2026

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 8, 2018
Property Address	112 BEAR RUN RD, RICHMOND, KY 40475-8004
Document Number	D00763/029
Book / Page	D00763 / 029
Map Reference	CAB8 SL217
Instrument Date	Aug 3, 2018
Instrument	2013979918
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 HILEREST DR, 40, WINCHESTER, KY 40391

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BEAR RUN RD, RICHMOND, KY 40475-8004

Mortgage

Document Number	2013979919
Date	Aug 8, 2018
Instrument	2013979919

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	112 BEAR RUN RD, RICHMOND, KY 40475-8004
Transaction Type	Mortgage
Record Updated	Jan 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 952563
Date	Jan 4, 2017
Book Page	M1721/774
Instrument	952563

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,697.00 (-2.81%)	$180,000 (-)	$180,000 (-)
2023	$1,746.00	$180,000	$180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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