120 E Franklin St, Winchester, IN 47394 Property Records

Randolph County property record for 120 E Franklin St, Winchester, IN 47394

Property Summary

Property Type	Apartments (5+ Units)
Details	9,854 sqft · built 1900
Lot Size	0.152 acres (6,621 sqft)
Owner	Company Name on Record
Tax Bill	$1,336 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021-01879-00`

Property Details

APN / Parcel Number

Primary APN	`021-01879-00`
Alternative APNs	`68-09-20-403-005.000-021` `00000018528`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Units	6 Units
Stories	2 Stories
Building Area	9,854 sqft Total Area
1st Floor Area	11,069 sqft
Basement Area	1,215 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1932
Construction Type	Wood
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	165 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000018528
Street Address	120 E FRANKLIN ST
City	WINCHESTER
State	IN
Zip	47394-1818
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	C2
Legal Description	40 X 165' W SIDE LOT 4 SES
Legal Subdivision	CITY WINCHESTER
Legal Lot Number	4
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2033
Census Tract	951800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winchester Residential Historic District listed 2011 · 144 contributing resources · NRIS 11000123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5968 E 250 S, UNION CITY, IN 47390-9158
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage LAKE CITY BANK
Nov 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage LAKE CITY BANK
Mar 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage GREENVILLE NATIONAL BANK
May 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROBERT R MCCOY ETUX
Jun 18, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2024
Deed Sale	Jun 14, 2024
Prior Sale	May 17, 2022 · Amount on Record
Deed Document Number	20242259
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0020212921
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	120 E FRANKLIN ST, WINCHESTER, IN 47394-1818
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020181275
Date	Apr 10, 2018
Instrument	20181275

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 10, 2023

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	120 E FRANKLIN ST, WINCHESTER, IN 47394-1818
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 W MAIN ST 318, 318, CARMEL, IN 46032-3109

Mortgage

Document Number	0020204359
Date	Nov 2, 2020
Instrument	20204359

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	56 Months
Due	Jul 20, 2025

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	120 E FRANKLIN ST, WINCHESTER, IN 47394-1818
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5968 E 250 S, UNION CITY, IN 47390-9158

Mortgage

Document Number	0020231376
Date	Mar 31, 2023
Instrument	20231376

Lender

Name	GREENVILLE NATIONAL BANK
Type	Bank
Address	ANSONIA, OH 45303

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 14, 2048

Interest

Rate Type	Adjustable Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	May 17, 2022
Property Address	120 E FRANKLIN ST, WINCHESTER, IN 47394-1818
Document Number	0020222561
Instrument Date	May 12, 2022
Instrument	20222561
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	INDIANA HOME TITLE LLC, INDIANA HOME TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5968 E 250 S, UNION CITY, IN 47390-9158
Investor	Possibly a Property Investor

Mortgage

Document Number	0020222562
Date	May 17, 2022
Instrument	20222562

Lender

Name	ROBERT R MCCOY ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 12, 2023

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RANDOLPH IN
Recording Date	Jun 18, 2021
Property Address	120 E FRANKLIN ST, WINCHESTER, IN 47394-1818
Document Number	0020212921
Instrument Date	Jun 11, 2021
Instrument	20212921
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	19239 CILLCREST DRIVE, NOBLESVILLE, IN 46062

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,336.00	$66,800 (-) Land $8,000 Building $58,800	$66,800 (-) Land $8,000 Building $58,800
2024	$1,336.00 (-14.69%)
2023		$66,800 (-6.57%) Land $8,000 Building $58,800	$66,800 (-6.57%) Land $8,000 Building $58,800
2022	$1,566.00	$71,500 Land $12,000 Building $59,500	$71,500 Land $12,000 Building $59,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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