125 E Franklin St, Winchester, IN 47394 Property Records

Randolph County property record for 125 E Franklin St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,478 sqft · built 1839
Lot Size	0.408 acres (17,780 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jun 2019)
Tax Bill	$1,484 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-01197-00`

Property Details

APN / Parcel Number

Primary APN	`021-01197-00`
Alternative APNs	`68-09-20-180-148.000-021` `00000017945`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,478 sqft Living Area
1st Floor Area	3,478 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1839
Effective Year Built	Effective 1928
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	17,780 sqft (0.408 acres)
Lot Dimensions	127 ft deep x 140 ft wide
Terrain	High
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000017945
Street Address	125 E FRANKLIN ST
City	WINCHESTER
State	IN
Zip	47394-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	C PT S 1/2 LT 5 E FT C PT LT 8 E FT 82.5 X 6' C PT E SI LT 8 E FT 41 1/4 X 6' C PT E SI LT 5 E FT E FRONT, 27' E END, W PT, L
Legal Subdivision	EAST FRONT OF THE TOWN
Legal Lot Number	5,8
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2012
Census Tract	951800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winchester Residential Historic District listed 2011 · 144 contributing resources · NRIS 11000123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 E FRANKLIN ST, WINCHESTER, IN 47394-1817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK
Jun 4, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Prior Sale	May 4, 2016 · Amount on Record
Deed Document Number	20191749
Prior Transfer Date	May 21, 2019
Prior Transfer Doc	0020191749
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	125 E FRANKLIN ST, WINCHESTER, IN 47394-1817
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E FRANKLIN ST, WINCHESTER, IN 47394-1817

Mortgage

Document Number	0020225278
Date	Nov 18, 2022
Instrument	20225278

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	WINCHESTER, IN 47394

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	125 E FRANKLIN ST, WINCHESTER, IN 47394-1817
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211761
Date	Apr 6, 2021
Instrument	20211761

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RANDOLPH IN
Recording Date	Jun 4, 2019
Property Address	125 E FRANKLIN ST, WINCHESTER, IN 47394-1817
Document Number	0020191749
Instrument Date	May 21, 2019
Instrument	20191749
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	125 E FRANKLIN ST, WINCHESTER, IN 47394-1817

Mortgage

Document Number	0020191750
Date	Jun 4, 2019
Instrument	20191750

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,484.00 (+4.14%) Homeowner's exemption	$160,500 (+26.08%) Land $6,300 Building $154,200	$160,500 (+26.08%) Land $6,300 Building $154,200
2024	$1,425.00 (+43.65%)
2023		$127,300 (+26.42%) Land $15,500 Building $111,800	$127,300 (+26.42%) Land $15,500 Building $111,800
2022	$992.00 Homeowner's exemption	$100,700 Land $15,500 Building $85,200	$100,700 Land $15,500 Building $85,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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