12 Christopher Dr, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 12 Christopher Dr, Buffalo, NY 14224

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,324 sqft · built 1967
Lot Size	0.306 acres (13,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,000 (Feb 2017)
Tax Bill	$2,709 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-231-560`

Property Details

APN / Parcel Number

Primary APN	`28-231-560`
Alternative APNs	`68001431900003037000` `146800 143.19-3-37`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,286 sqft (0.306 acres)
Lot Dimensions	146 ft deep x 90.7 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	28-231-560
Street Address	12 CHRISTOPHER DR
City	BUFFALO
State	NY
Zip	14224-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05 - COMME
Legal Description	MC-2209 SL-51 (FL-371) RESERVE HGTS S/D PT-II 90.7 X 146.14 IRR.
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	3
Legal Lot Number	37.000
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	3
Census Block	3005
Census Tract	12002

Owner

Source: Erie County and West Seneca Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 CHRISTOPHER DR, BUFFALO, NY 14224-4002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK
Feb 28, 2017	Deed, Transfer · Conventional Mortgage HUNT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	201742548
Deed Book / Page	11309 / 9713
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	12 CHRISTOPHER DR, BUFFALO, NY 14224-4002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CHRISTOPHER DR, WEST SENECA, NY 14224-4002

Mortgage

Document Number	0139549888
Date	Sep 10, 2020
Book Page	13954/9888
Instrument	2020150679

Lender

Name	FIVE STAR BANK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Feb 28, 2017
Property Address	12 CHRISTOPHER DR, BUFFALO, NY 14224-4002
Document Number	0113099713
Book / Page	11309 / 9713
Map Reference	MAP2209
Instrument Date	Feb 14, 2017
Instrument	2017042548
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,377.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 CHRISTOPHER DR, 12, BUFFALO, NY 14224-4002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 REJTAN ST, BUFFALO, NY 14206-3140

Mortgage

Document Number	2017042549
Date	Feb 28, 2017
Instrument	2017042549

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,709.00 (-47.63%)	$53,800 (-) Land $9,800 Building $44,000	$224,200 (+4.18%) Land $40,839 Building $183,361
2024	$5,173.00 (+5.74%)	$53,800 (-) Land $9,800 Building $44,000	$215,200 (+4%) Land $39,200 Building $176,000
2023		$53,800 Land $9,800 Building $44,000	$206,923 Land $37,692 Building $169,231
2019	$4,892.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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