Osceola County property record for 1190 Perch Dr, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1973 |
| Square Footage | 1,117 sqft Living Area |
| Lot Size | 10,105 sqft (0.232 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $342,000 (2025) |
| Tax Bill | $3,351.00 (2024) |
| Primary APN | 26-25-31-4370-0001-1290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,117 sqft Living Area |
| Gross Area | 1,849 sqft Gross Area |
| 1st Floor | 1,117 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 10,105 sqft (0.232 acres) |
| Depth X Width | 119 ft x 85 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 272 sqft Garage |
| Carport | Carport |
| Carport Area | 272 sqft Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft Shed |
| Deck Area | 160 sqft Deck |
| Porch Area | 348 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1190 PERCH DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9486 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REPLAT NEW EDEN UNITS 11 & 14 PB 1 PG 353 LOT 129 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 26 |
| Legal Subdivision | NEW EDEN ON THE LAKES UNITS 11 AND 14 RE |
| Legal Tract | 4370 |
| Legal Block | 1290 |
| Legal Lot Number | 129 |
| Legal Unit | 1 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1066 |
| Census Tract | 43700 |
Source: Osceola County records · APN 26-25-31-4370-0001-1290
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1190 PERCH DR, SAINT CLOUD, FL 34771-9486 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 24, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage THE MORTGAGE FIRM INC |
| Feb 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2025 · Amount on Record |
| Deed Sale | Feb 24, 2025 · Amount on Record |
| Prior Sale | Feb 21, 2023 · Amount on Record |
| Deed Doc Number | 202522708 |
| Deed Book / Page | 6743 / 2701 |
| Prior Transfer Date | Aug 04, 2005 |
| Prior Transfer Doc | 0030370879 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 24, 2025 |
| Property Address | 1190 PERCH DR, SAINT CLOUD, FL 34771-9486 |
| Document Number | 0067432701 |
| Book / Page | 6743 / 2701 |
| Map Reference | MB 1 PG 353&354 |
| Instrument Date | Feb 11, 2025 |
| Instrument | 2025022708 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | CITRUS CLOSING GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,394.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1924 SAGEWAY DR, TALLAHASSEE, FL 32303-7330 |
| Name | Verified Name |
|---|---|
| Address | 1190 PERCH DR, SAINT CLOUD, FL 34771-9486 |
| Document Number | 0067432703 |
|---|---|
| Date | Feb 24, 2025 |
| Instrument | 6743/2703 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 21, 2023 |
| Property Address | 1190 PERCH DR, SAINT CLOUD, FL 34771-9486 |
| Document Number | 0063602789 |
| Book / Page | 6360 / 2789 |
| Map Reference | MB 1 PG 353-354 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023020609 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2023 |
| Title Company | TITLE ONE FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11335 W BROADSTREAM DR, SAINT CLOUD, FL 34773-9208 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1190 PERCH DR, SAINT CLOUD, FL 34771-9486 |
| Document Number | 0063602791 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 6360/2791 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1190 PERCH DR, SAINT CLOUD, FL 34771-9486 |
| Document Number | 0056751059 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1190 PERCH DR ST CLOUD FL 347719486, ST CLOUD, FL 34771-9486 |
| Document Number | 0056751059 |
|---|---|
| Date | Feb 17, 2020 |
| Book Page | 005675/001059 |
| Instrument | 23218 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 16, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,531.00 (+5.37%) | $244,284 (+114.45%) | $252,300 (+8.61%) Land $55,000 Building $197,300 |
| 2024 | $3,351.00 (+102.97%) | ||
| 2023 | $1,651.00 (+5.83%) Homeowner's exemption | $113,910 (+3%) | $232,300 (+37.05%) Land $55,000 Building $177,300 |
| 2022 | $1,560.00 Homeowner's exemption | $110,593 | $169,500 Land $55,000 Building $114,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 155 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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