Osceola County property record for 1196 Perch Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,144 sqft Heated Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $178,000 (2017) |
| Tax Bill | $2,369.00 (2025) |
| Primary APN | 92325 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,144 sqft Heated Area |
| Gross Area | 1,626 sqft Gross Area |
| 1st Floor | 1,144 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 118 ft x 85 ft Depth x Width |
| Garage Type | Finished Garage |
| Garage Area | 198 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 112 sqft Shed |
| Deck Area | 240 sqft Deck |
| Porch | Finished/Screened Porch |
| Porch Area | 196 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 92325 |
|---|---|
| Street Address | 1196 PERCH DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9486 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REPLAT NEW EDEN UNIT 11 & 14 PB 1 PG 353 LOT 130 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 26 |
| Legal Subdivision | NEW EDEN ON LK 11&14 |
| Legal Tract | 4370 |
| Legal Block | 1 |
| Legal Lot Number | 130 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1066 |
| Census Tract | 43700 |
Source: Osceola County records · APN 92325
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1196 PERCH DR, SAINT CLOUD, FL 34771-9486 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 14, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage BUTTON FINANCE INC |
| Sep 27, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Mar 31, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Feb 13, 2014 |
| Deed Doc Number | 2017049457 |
| Deed Book / Page | 5125 / 0619 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1196 PERCH DR, SAINT CLOUD, FL 34771-9486 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1196 PERCH DR, CLERMONT, FL 34711 |
| Document Number | 0067872415 |
|---|---|
| Date | May 14, 2025 |
| Book Page | 6787/2415 |
| Instrument | 2025061136 |
| Name | BUTTON FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | WHITE PLAINS, NY 10606 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1196 PERCH DR, SAINT CLOUD, FL 34771-9486 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 1196 PENCH DR, SAINT CLOUD, FL 34771-9486 |
| Document Number | 0060521239 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 6052/1239 |
| Instrument | 2021149736 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 31, 2017 |
| Property Address | 1196 PERCH DR, SAINT CLOUD, FL 34771-9486 |
| Document Number | 0051250619 |
| Book / Page | 5125 / 0619 |
| Map Reference | MB1 PG353&354 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 2017049457 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ALOMA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,246.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13730 MELANIE AVE, 13730, HUDSON, FL 34667-1549 |
| Name | Verified Name |
|---|---|
| Address | 1196 PERCH DR, SAINT CLOUD, FL 34771-9486 |
| Document Number | 0051250621 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 5125/0621 |
| Instrument | 2017049458 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,369.00 (+8.92%) Homeowner's exemption | $160,449 (+5.99%) | $254,700 (+1.76%) Land $55,000 Building $199,700 |
| 2023 | $2,175.00 (+5.12%) Homeowner's exemption | $151,387 (+3%) | $250,300 (+24.4%) Land $55,000 Building $195,300 |
| 2022 | $2,069.00 Homeowner's exemption | $146,978 | $201,200 Land $55,000 Building $146,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 171 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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