108 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 108 E Main St, Saint Charles, IL 60174 · Last verified August 2026

Property Summary

Property Type	Commercial
Details	1,959 sqft · built 1920
Lot Size	0.55 acres (2,407 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jun 2001)
Tax Bill	$11,258 (2025)
Deeds & Mortgages	Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-27-386-014`

Property Details

APN / Parcel Number

Primary APN	`09-27-386-014`

Interior

Stories	2 Stories
Building Area	1,959 sqft Gross Area
Basement Area	1,950 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1981
Lot Area	2,407 sqft (0.55 acres)

Location & Zoning

Street Address	108 E MAIN ST
City	SAINT CHARLES
State	IL
Zip	60174
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	THAT PART OF LOT 6 IN BLK 1 OF THE ORIGINAL TOWN OF ST CHARLES ON THE EAST SIDE OF THE FOX RIVER
Legal Subdivision	STC-ORIGINAL TOWN
Legal Block	1
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1010
Census Tract	852300

Owner

Source: Kane County records · APN 09-27-386-014

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	0S753 FOREST ST, WINFIELD, IL 60190-1538
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2001 · Amount on Record
Deed Sale	Jun 05, 2001 · Amount on Record
Prior Sale	Oct 19, 1998
Deed Document Number	200153104
Last Transfer Date	May 13, 2015
Transfer Doc	0000007383
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 09, 2023
Property Address	108 E MAIN ST, ST CHARLES, IL 60174
Document Number	0000007383
Instrument Date	Mar 08, 2023
Instrument	2023K007383
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S 753 FOREST ST, WINFIELD, IL 60190-1538
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,258.00 (+3%)	$137,967 (+8.53%) Land $29,185 Building $108,782	$414,067 (+8.53%) Land $87,590 Building $326,477
2024	$10,930.00 (-6.54%)	$127,123 (+1.76%) Land $26,891 Building $100,232	$381,522 (+1.8%) Land $80,705 Building $300,816
2022	$11,695.00 (+3.87%)	$124,924 (+4.91%) Land $23,976 Building $100,948	$374,772 (+4.91%) Land $71,928 Building $302,844
2021	$11,259.00	$119,077 Land $22,854 Building $96,223	$357,231 Land $68,562 Building $288,669

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.