116 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 116 E Franklin St, Troy, OH 45373

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 2,987 sqft · built 1900
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$215,000 (Oct 2023)
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Mar 2024 Construction Loan Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-002320`

Property Details

APN / Parcel Number

Primary APN	`D08-002320`
Alternative APNs	`050628.1-14-004-00` `D08SE014 02100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,987 sqft Total Area
1st Floor Area	3,454 sqft
Upper Floors Area	1,260 sqft
Basement Area	1,236 sqft
Unfinished Basement	1,236 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	235 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	1,528 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	392 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	116 E FRANKLIN ST
City	TROY
State	OH
Zip	45373-3694
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	IN LOT 75 61 1/2 NEW CRA ABATEMENT - 12YR/100% TY25-TY36. SEE ABATED PARCEL D08-255047
Legal Subdivision	TROY
Legal Lot Number	75
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2001
Census Tract	365200

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	116 E FRANKLIN ST, TROY, OH 45373-3694
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Construction Mortgage MINSTER BANK
Oct 27, 2023	Warranty Deed, Transfer NOT AVAILABLE, PK TITLE BOX
Jan 8, 2021	Warranty Deed, Transfer · Line of Credit WRIGHT-PATT CREDIT UNION INC
Aug 12, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Jan 8, 2021 · Amount on Record
Deed Document Number	202311902
Prior Transfer Date	Aug 7, 2020
Prior Transfer Doc	0000011211
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	116 E FRANKLIN ST, TROY, OH 45373-3694
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4555 E WALNUT GRV, TROY, OH 45373-9639

Mortgage

Document Number	0000002690
Date	Mar 19, 2024
Instrument	2024OR-02690

Lender

Name	MINSTER BANK
Type	Bank
Address	1280 EXPERIMENT FARM RD, TROY, OH 45373

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Mar 15, 2045

Interest

Rate Type	Adjustable Rate

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 27, 2023
Property Address	116 E FRANKLIN ST, TROY, OH 45373-3694
Document Number	0000011902
Instrument Date	Oct 26, 2023
Instrument	2023OR-11902
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	NOT AVAILABLE, PK TITLE BOX

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4555 E WALNUT GRV, TROY, OH 45373-9639

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 8, 2021
Property Address	116 E FRANKLIN ST, TROY, OH 45373-3694
Document Number	0000000377
Instrument Date	Oct 30, 2020
Instrument	2021OR-00377
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	MISSION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000378
Date	Jan 8, 2021
Instrument	2021OR-00378

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MIAMI OH
Recording Date	Aug 12, 2020
Property Address	116 E FRANKLIN ST, TROY, OH 45373-3694
Document Number	0000011211
Instrument Date	Aug 7, 2020
Instrument	11211
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E FRANKLIN ST TROY OH 453733694, TROY, OH 45373-3694

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,616.00 (-6.27%)	$76,970 (+6.49%) Land $14,000 Building $62,970	$219,900 (+6.49%) Land $40,000 Building $179,900
2024	$2,791.00 (+2.23%)	$72,280 (-) Land $14,000 Building $58,280
2023	$2,730.00 (+16.82%)	$72,280 (-) Land $14,000 Building $58,280	$206,500 (-) Land $40,000 Building $166,500
2022	$2,337.00	$72,280 Land $14,000 Building $58,280	$206,500 Land $40,000 Building $166,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, Verizon, Watch TV.

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