114 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 114 E Franklin St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,308 sqft · built 1890
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Jul 2016)
Tax Bill	$1,882 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-002290`

Property Details

APN / Parcel Number

Primary APN	`D08-002290`
Alternative APNs	`050628.1-14-005-00` `D08SE014 02200`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,766 sqft
Attic	Attic
Attic Area	422 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	141 ft deep x 68 ft wide
Porch	Slab
Porch Area	98 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	114 E FRANKLIN ST
City	TROY
State	OH
Zip	45373-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT IL 74 N PT 50 X 111.45
Legal Lot Number	74
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2001
Census Tract	365200

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 E FRANKLIN ST, TROY, OH 45373-3506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2016 · Amount on Record
Deed Sale	Jul 11, 2016 · Amount on Record
Prior Sale	Aug 24, 2012 · Amount on Record
Deed Document Number	2016OR-08108
Last Transfer Date	Nov 8, 2021
Transfer Doc	0000019923
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Nov 16, 2021
Property Address	114 E FRANKLIN ST, TROY, OH 45373-3506
Document Number	0000019923
Instrument Date	Nov 8, 2021
Instrument	2021OR-19923
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 E FRANKLIN ST, TROY, OH 45373-3506

Mortgage

Document Number	0000019924
Date	Nov 16, 2021
Instrument	2021OR-19924

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,882.00 (+8.47%) Homeowner's exemption	$56,780 (+23.35%) Land $10,050 Building $46,730	$162,200 (+23.35%) Land $28,700 Building $133,500
2024	$1,735.00 (+2.24%) Homeowner's exemption	$46,030 (-) Land $10,890 Building $35,140
2023	$1,697.00 (-0.24%) Homeowner's exemption	$46,030 (-) Land $10,890 Building $35,140	$131,500 (-) Land $31,100 Building $100,400
2022	$1,701.00 Homeowner's exemption	$46,030 Land $10,890 Building $35,140	$131,500 Land $31,100 Building $100,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, Verizon, Watch TV.

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