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115 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 115 E Franklin St, Troy, OH 45373 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 3,007 sqft · built 1920
Lot Size0.132 acres (5,750 sqft)
Owner2 Company Names on File
Last Sale$100,000 (Apr 1995)
Tax Bill$4,029 (2025)
Deeds & MortgagesJan 2026 Transfer
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APND08-101942

Property Details

APN / Parcel Number

Primary APND08-101942
Alternative APNs
  • 050628.1-10-001-00
  • D08SE001 01500

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,007 sqft Living Area
1st Floor Area2,714 sqft
Upper Floors Area1,213 sqft
AtticAttic
Attic Area437 sqft
Basement Area1,213 sqft
Unfinished Basement1,213 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions149 ft deep x 69 ft wide
PorchPorch
Porch Area524 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address115 E FRANKLIN ST
CityTROY
StateOH
Zip45373-3505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 7893
Legal SubdivisionCITY OF TROY
Legal Lot Number7893
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1016
Census Tract365200

Owner

Source: Miami County records · APN D08-101942

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1164 CULTIVATOR ST, MOUNT PLEASANT, SC 29466-9439
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2026Intrafamily Transfer, Transfer
Jan 21, 2020Deed of Trust, Mortgage
FIFTH THIRD BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 04, 1995 · Amount on Record
Deed SaleApr 04, 1995 · Amount on Record
Last Transfer DateDec 31, 2025
Transfer Doc0000000100
Record UpdatedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIAMI OH
Recording DateJan 05, 2026
Property Address115 E FRANKLIN ST, TROY, OH 45373-3505
Document Number0000000100
Instrument DateDec 31, 2025
Instrument2026OR-00100
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1164 CULTIVATOR ST, MT PLEASANT, SC 29466-9439

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address115 E FRANKLIN ST, TROY, OH 45373-3505
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000803
DateJan 21, 2020
Instrument2020OR-00803
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term240 Months
DueJan 01, 2040

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,029.00 (+21.87%)$118,720 (+38.56%) Land $10,220 Building $108,500$339,200 (+38.56%) Land $29,200 Building $310,000
2024$3,306.00 (+2.23%)$85,680 (-) Land $11,060 Building $74,620
2023$3,234.00 (+16.88%)$85,680 (-) Land $11,060 Building $74,620$244,800 (-) Land $31,600 Building $213,200
2022$2,767.00$85,680 Land $11,060 Building $74,620$244,800 Land $31,600 Building $213,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093652001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–1990)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 1990, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Troy Public Square
listed 1975 · 13 contributing resources · NRIS 75001491

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 624 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Frontier, AT&T, Benton Ridge Telephone Company, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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