1159 Deer Moss Loop, Niceville, FL 32578 Property Records

Okaloosa County property record for 1159 Deer Moss Loop, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,183 sqft · built 2020
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Oct 2020)
Tax Bill	$7,188 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`C56-001-127-3446-2`

Property Details

APN / Parcel Number

Primary APN	`C56-001-127-3446-2`
Alternative APN	`11-1S-22-3000-0000-1100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,183 sqft Heated Area
Gross Area	3,376 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	8,400 sqft (0.192 acres)
Garage Type	Finished
Garage Area	497 sqft
Porch	Open Porch
Porch Area	214 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1159 DEER MOSS LOOP
City	NICEVILLE
State	FL
Zip	32578-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK PH 1A LOT 110
Legal Range	22
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK PH
Legal Phase	1A
Legal Lot Number	110
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

Source: Okaloosa County records · APN C56-001-127-3446-2

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1159 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2020	Warranty Deed, Transfer · VA Mortgage PROGRESS BANK & TRUST
Feb 11, 2020	Warranty Deed, Construction Loan · Construction Mortgage THE FIRST A NATIONAL BANKING ASSN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2020 · Amount on Record
Deed Sale	Oct 01, 2020 · Amount on Record
Prior Sale	Feb 11, 2020 · Amount on Record
Deed Document Number	3395423
Deed Book / Page	3495 / 4882
Record Updated	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 01, 2020
Property Address	1159 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number	0034954882
Book / Page	3495 / 4882
Map Reference	MB 29 PG 36-38
Instrument Date	Sep 25, 2020
Instrument	3395423
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1343, NICEVILLE, FL 32588-1343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 DEER MOSS LOOP, NICEVILLE, FL 32578-3428

Mortgage

Document Number	0034954884
Date	Oct 01, 2020
Instrument	3495/4884

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 11, 2020
Property Address	1159 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number	0034432459
Book / Page	3443 / 2459
Map Reference	MB 29 PG 36-38
Instrument Date	Feb 03, 2020
Instrument	3336668
Transaction Type	Construction Loan
Record Updated	Apr 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$623.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003C JOHN SIMS PKWY E, 1003C, NICEVILLE, FL 32578-2712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1343, NICEVILLE, FL 32588-1343
Investor	Possibly a Property Investor

Mortgage

Document Number	0034432461
Date	Feb 11, 2020
Instrument	3443/2461

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 05, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,188.00 (+99.5%) Homeowner's exemption	$564,233 (+3.39%) Land $126,785 Building $437,448	$564,233 (+0.22%) Land $126,785 Building $437,448
2023	$3,603.00 (-44.07%) Homeowner's exemption Veteran's exemption	$545,720 (+3%)	$562,967 (+6.26%) Land $125,580 Building $437,387
2022	$6,442.00 Homeowner's exemption	$529,825 Land $119,600 Building $410,225	$529,825 Land $119,600 Building $410,225

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910209002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Wildfire

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Lumen Technologies Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

Based on FCC filings for 81 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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