1161 Deer Moss Loop, Niceville, FL 32578 Property Records

Okaloosa County property record for 1161 Deer Moss Loop, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,453 sqft · built 2020
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Nov 2020)
Tax Bill	$5,308 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-127-3447-0`

Property Details

APN / Parcel Number

Primary APN	`C56-001-127-3447-0`
Alternative APNs	`11-1S-22-3000-0000-1110` `22S111300000001110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,453 sqft Living Area
Gross Area	3,468 sqft
1st Floor Area	2,453 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Garage Area	606 sqft
Porch	Finished/Open Porch
Porch Area	409 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1161 DEER MOSS LOOP
City	NICEVILLE
State	FL
Zip	32578-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK PH 1A LOT 111
Legal Range	22W
Legal Township	01S
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK
Legal Phase	1A
Legal Lot Number	111
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

Source: Okaloosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1161 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Feb 5, 2020	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Feb 5, 2020 · Amount on Record
Deed Document Number	20203408639
Deed Book / Page	3506 / 2729
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1161 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 DEER MOSS LOOP, NICEVILLE, FL 32578-3428

Mortgage

Document Number	0003794811
Date	Jan 23, 2026
Instrument	3794811

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 11, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 18, 2020
Property Address	1161 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number	0035062729
Book / Page	3506 / 2729
Map Reference	MB 29 PG 36-38
Instrument Date	Nov 16, 2020
Instrument	3408639
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1343, NICEVILLE, FL 32588-1343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 DEER MOSS LOOP, NICEVILLE, FL 32578-3428

Mortgage

Document Number	0035062731
Date	Nov 18, 2020
Instrument	3506/2731

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 5, 2020
Property Address	1161 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number	0034422448
Book / Page	3442 / 2448
Map Reference	MB 29 PG 36-38
Instrument Date	Feb 3, 2020
Instrument	3335280
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$623.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003C JOHN SIMS PKWY E, 1003C, NICEVILLE, FL 32578-2712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1343, NICEVILLE, FL 32588-1343

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,308.00 (+9.56%) Homeowner's exemption	$427,360 (+5.99%)	$626,903 (-1.49%) Land $126,785 Building $500,118
2023	$4,845.00 (+4.76%) Homeowner's exemption	$403,219 (+3%)	$636,361 (+7.68%) Land $125,580 Building $510,781
2022	$4,625.00 Homeowner's exemption	$391,475	$590,949 Land $119,600 Building $471,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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