1156 Deer Moss Loop, Niceville, FL 32578 Property Records

Okaloosa County property record for 1156 Deer Moss Loop, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,109 sqft · built 2020
Lot Size	0.223 acres (9,699 sqft)
Owner	Company Name on Record
Last Sale	$1,050,000 (Oct 2026)
Tax Bill	$7,436 (2025)
Deeds & Mortgages	Oct 2026 Sale Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-127-3433-0`

Property Details

APN / Parcel Number

Primary APN	`C56-001-127-3433-0`
Alternative APNs	`11-1S-22-3000-0000-0990` `22S111300000000990`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,109 sqft Living Area
Gross Area	4,371 sqft
1st Floor Area	2,248 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Hardboard
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	9,699 sqft (0.223 acres)
Garage Type	Attached
Garage Area	918 sqft
Porch	Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1156 DEER MOSS LOOP
City	NICEVILLE
State	FL
Zip	32578-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK PH 1A LOT 99
Legal Range	22W
Legal Township	01S
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK
Legal Phase	1A
Legal Lot Number	99
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

Source: Okaloosa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 LOOMIS CT, LONGMONT, CO 80501-4753
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer OLD SOUTH LAND TITLE
Feb 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Aug 2, 2021	Warranty Deed, Transfer MASON TITLE & ESCROW COMPANY
Nov 30, 2020	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Jan 29, 2020	Loan Modification, Mortgage SMARTBANK
Feb 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	20263841905
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 2, 2026
Property Address	1156 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0003841905
Instrument Date	Sep 29, 2026
Instrument	20263841905
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$742,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	600 LOOMIS CT, LONGMONT, CO 80501-4753

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1156 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1156 DEER MOSS LOOP, NICEVILLE, FL 32578-3429

Mortgage

Document Number	0003669325
Date	Feb 5, 2024
Instrument	3669325

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 2, 2021
Property Address	1156 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0035634583
Book / Page	3563 / 4583
Map Reference	MB 29 PG 36
Instrument Date	Jun 30, 2021
Instrument	3476438
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MASON TITLE & ESCROW COMPANY

Transaction

Amount	Amount Recorded
Tax	$5,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1156 DEER MOSS LOOP, 1156, NICEVILLE, FL 32578-3429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1156 DEER MOSS LOOP, NICEVILLE, FL 32578-3429

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 30, 2020
Property Address	1156 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0035083865
Book / Page	3508 / 3865
Map Reference	MB 29 PG 36-38
Instrument Date	Nov 20, 2020
Instrument	3411012
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,955.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 PARTIN DR N, 127, NICEVILLE, FL 32578-2055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1156 DEER MOSS LOOP, NICEVILLE, FL 32578-3429

Mortgage

Document Number	0035083867
Date	Nov 30, 2020
Instrument	3508/3867

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	1156 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0034422432
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	127 PARTIN DR N NICEVILLE FL 325782055, NICEVILLE, FL 32578-2055

Mortgage

Document Number	0034422432
Date	Feb 5, 2020
Book Page	003442/002432
Instrument	3335275

Lender

Name	SMARTBANK
Type	Bank
Address	PO BOX 1910, PIGEON FORGE, TN 37868-1910

Agreement

Amount	Amount Recorded

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 5, 2020
Property Address	1156 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0034422430
Book / Page	003442 / 002430
Instrument Date	Jan 29, 2020
Instrument	3335274
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$693.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	127 PARTIN DR N NICEVILLE FL 325782055, NICEVILLE, FL 32578-2055

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,436.00 (+9.45%)	$582,328 (+5.99%)	$746,938 (-0.68%) Land $117,032 Building $629,906
2023	$6,794.00 (+7.21%) Homeowner's exemption	$549,433 (+5.28%)	$752,031 (+7.96%) Land $115,920 Building $636,111
2022	$6,337.00 Homeowner's exemption	$521,870	$696,585 Land $110,400 Building $586,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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