1162 Deer Moss Loop, Niceville, FL 32578 Property Records

Okaloosa County property record for 1162 Deer Moss Loop, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,151 sqft · built 2020
Lot Size	0.222 acres (9,673 sqft)
Owner	Individual Name on Record
Last Sale	$734,900 (Sep 2024)
Tax Bill	$7,469 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-127-3438-9`

Property Details

APN / Parcel Number

Primary APN	`C56-001-127-3438-9`
Alternative APN	`11-1S-22-3000-0000-1020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,151 sqft Heated Area
Gross Area	3,142 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	9,673 sqft (0.222 acres)
Garage Type	Finished
Garage Area	493 sqft
Porch	Open Porch
Porch Area	150 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1162 DEER MOSS LOOP
City	NICEVILLE
State	FL
Zip	32578-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK PH 1A LOT 102
Legal Range	22
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK PH
Legal Phase	1A
Legal Lot Number	102
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1162 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 26, 2020	Warranty Deed, Transfer · VA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024 · Amount on Record
Deed Sale	Sep 3, 2024 · Amount on Record
Prior Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	3708873
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1162 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1162 DEER MOSS LOOP, NICEVILLE, FL 32578-3429

Mortgage

Document Number	0036114557
Date	Mar 24, 2022
Book Page	3611/4557
Instrument	3536785

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	6 Months
Min Rate At Change	1.75%
Index	Other

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 26, 2020
Property Address	1162 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0034864519
Book / Page	3486 / 4519
Map Reference	MB 29 PG 36-38
Instrument Date	Jul 31, 2020
Instrument	3385571
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,327.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1343, NICEVILLE, FL 32588-1343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1162 DEER MOSS LOOP, NICEVILLE, FL 32578-3429

Mortgage

Document Number	0034864521
Date	Aug 26, 2020
Instrument	3486/4521

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,469.00 (+4.27%) Homeowner's exemption	$584,722 (+1.33%) Land $126,785 Building $457,937	$584,722 (-1.56%) Land $126,785 Building $457,937
2023	$7,163.00 (+4.69%) Homeowner's exemption	$577,074 (+3%)	$593,985 (+6.02%) Land $125,580 Building $468,405
2022	$6,842.00 Homeowner's exemption	$560,266 Land $119,600 Building $440,666	$560,266 Land $119,600 Building $440,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Deer Moss Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures